State Bank of Nauvoo: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Nauvoo of Nauvoo, IL against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.41% | 3.13% | -2.72% | 24th bottom |
| ROAE | 4.87% | 10.31% | -5.44% | 32nd below |
| Net Interest Margin | 3.79% | 3.94% | -0.15% | 45th below |
| Efficiency Ratio | 88.04% | 76.30% | +11.74% | 20th bottom |
| PPNR / Avg Assets | 0.44% | 1.40% | -0.96% | 19th bottom |
| Yield on Earning Assets | 4.83% | 5.35% | -0.52% | 34th below |
| Cost of Funds | 1.08% | 1.70% | -0.62% | 75th top |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.72% | 1.33% | +1.39% | 12th bottom |
| NPA / Total Assets | 2.26% | 0.71% | +1.55% | 7th bottom |
| NCO / Avg Loans | -0.06% | 0.10% | -0.16% | 92nd top |
| ACL / Total Loans | 0.91% | 1.49% | -0.58% | 22nd bottom |
| ACL / NPLs (Coverage) | 33.40% | 866.45% | -833.05% | 10th bottom |
| Texas Ratio | 30.60% | 8.24% | +22.36% | 5th bottom |
| Provision / NCO | 0.00% | 290.71% | -290.71% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.77% | 62.27% | -46.50% | 26th below |
| Tier 1 Ratio | 15.77% | 62.27% | -46.50% | 26th below |
| Total Capital Ratio | 16.68% | 63.24% | -46.56% | 24th bottom |
| Leverage Ratio | 8.31% | 17.65% | -9.34% | 6th bottom |
| Equity / Assets | 8.54% | 16.46% | -7.92% | 13th bottom |
| TCE / Tangible Assets | 8.54% | 16.20% | -7.66% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.39% | 72.85% | -18.46% | 67th above |
| Core Deposit Ratio | 98.10% | 88.27% | +9.83% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.57% | 4.26% | +0.31% | 62nd above |
| Loan Growth (Y/Y) | -1.95% | 6.76% | -8.71% | 32nd below |
| Deposit Growth (Y/Y) | 4.63% | 3.72% | +0.91% | 65th above |
See State Bank of Nauvoo's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Nauvoo, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Nauvoo profile, how to read a UBPR, or how this data updates.