State Bank of Nauvoo: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 0.78 percentage points higher than in Q1 2026, at 98.10%. Within Illinois, State Bank of Nauvoo is 264th of 323 on loan-to-deposit ratio, 54.39% as of Q2 2026, below the middle of the field. State Bank of Nauvoo reported 54.39% on loan-to-deposit ratio for Q2 2026, 13.24 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $17.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.39% |
| Net loans and leases to deposits | 53.89% |
| Loans and leases to core deposits | 55.44% |
| Core deposits to total deposits | 98.10% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 60.51% | 99.29% | $0 | $0 |
| Q4 2023 | 61.18% | 99.24% | $0 | $0 |
| Q1 2024 | 61.43% | 97.75% | $0 | $0 |
| Q2 2024 | 60.10% | 97.80% | $0 | $0 |
| Q3 2024 | 59.42% | 99.25% | $0 | $0 |
| Q4 2024 | 59.62% | 99.22% | $0 | $0 |
| Q1 2025 | 61.20% | 99.20% | $0 | $0 |
| Q2 2025 | 58.04% | 99.17% | $0 | $0 |
| Q3 2025 | 54.14% | 99.22% | $0 | $0 |
| Q4 2025 | 55.85% | 99.18% | $0 | $0 |
| Q1 2026 | 53.72% | 97.32% | $0 | $0 |
| Q2 2026 | 54.39% | 98.10% | $0 | $0 |
State Bank of Nauvoo liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Nauvoo, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Nauvoo profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13582) · FFIEC NIC profile (RSSD 783349)