State Bank of Table Rock: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 2.96 percentage points in Q3 2026, from 110.31% to 107.35%. It was the largest change from Q2 2026 among the key lines here. Among 138 Nebraska banks, State Bank of Table Rock sits 6th from the top on loan-to-deposit ratio, 107.35% as of Q3 2026. State Bank of Table Rock reported 107.35% on loan-to-deposit ratio for Q3 2026, 26.51 points above the 80.84% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $14.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $15.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $16.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.86% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 107.35% |
| Net loans and leases to deposits | 106.21% |
| Loans and leases to core deposits | 119.76% |
| Core deposits to total deposits | 89.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 125.15% | 96.79% | $0 | $29.0M |
| Q1 2024 | 114.26% | 95.11% | $0 | $18.6M |
| Q2 2024 | 113.85% | 94.69% | $0 | $18.3M |
| Q3 2024 | 107.93% | 92.30% | $0 | $18.3M |
| Q4 2024 | 108.55% | 90.14% | $0 | $17.3M |
| Q1 2025 | 106.26% | 88.69% | $0 | $16.9M |
| Q2 2025 | 110.72% | 88.60% | $0 | $16.7M |
| Q3 2025 | 117.12% | 92.63% | $0 | $16.4M |
| Q4 2025 | 113.19% | 91.98% | $0 | $15.6M |
| Q1 2026 | 106.24% | 92.82% | $0 | $15.2M |
| Q2 2026 | 110.31% | 91.64% | $0 | $16.9M |
| Q3 2026 | 107.35% | 89.64% | $0 | $16.7M |
State Bank of Table Rock liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Table Rock, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Table Rock profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9822) · FFIEC NIC profile (RSSD 660253)