State Bank of Table Rock: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Table Rock of Table Rock, NE against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.37% | 1.25% | +0.12% | 42nd below |
| ROAE | 14.50% | 13.21% | +1.29% | 50th above |
| Net Interest Margin | 4.17% | 3.95% | +0.22% | 63rd above |
| Efficiency Ratio | 65.44% | 61.29% | +4.15% | 21st bottom |
| PPNR / Avg Assets | 1.42% | — | — | 26th below |
| Yield on Earning Assets | 6.39% | 5.68% | +0.71% | 81st top |
| Cost of Funds | 2.34% | 1.88% | +0.46% | 13th bottom |
| Net Interest Spread | 3.68% | — | — | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 0.93% | -0.55% | 51st above |
| NPA / Total Assets | 0.33% | — | — | 46th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 38th below |
| ACL / Total Loans | 1.06% | — | — | 28th below |
| ACL / NPLs (Coverage) | 275.20% | — | — | 52nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.70% | 7.37% | -2.67% | 34th below |
| Provision / NCO | 750.00% | — | — | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.50% | 11.73% | -2.23% | 14th bottom |
| Equity / Assets | 9.48% | 10.97% | -1.49% | 39th below |
| TCE / Tangible Assets | 9.48% | — | — | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.35% | 80.71% | +26.64% | 5th bottom |
| Core Deposit Ratio | 89.64% | 86.89% | +2.75% | 52nd above |
| Wholesale Funding Ratio | 10.86% | — | — | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.37% | — | — | 80th top |
| Loan Growth (Y/Y) | 0.39% | — | — | 21st bottom |
| Deposit Growth (Y/Y) | 9.53% | — | — | 82nd top |
See State Bank of Table Rock's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Table Rock, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Table Rock profile, how to read a UBPR, or how this data updates.