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State Bank of the Lakes, N.A.: Return on Equity

13.14% Ranks #1,649 of 3,614 U.S. banks · 54th percentile

Data as of · sourced from FFIEC call reports. How we update

State Bank of the Lakes, N.A. reported a return on equity of 13.14% as of Q2 2026, ranking #1,649 of 3,614 U.S. banks (54th percentile). That is down 0.32 percentage points from 13.47% a year earlier, and above the 12.58% median of the 855 Large Community Banks ($1B–$10B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 13.14%
Q1 2026 14.07%
Q4 2025 12.67%
Q3 2025 13.82%
Q2 2025 13.47%
Q1 2025 11.70%
Q4 2024 11.28%
Q3 2024 13.38%
Q2 2024 11.21%
Q1 2024 13.55%
Q4 2023 11.32%
Q3 2023 15.32%

National Context

Latest value 13.14%
National rank#1,649 of 3,614
Percentile 54th
12-quarter low11.21%
12-quarter high15.32%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is State Bank of the Lakes, N.A.'s Return on Equity?

State Bank of the Lakes, N.A.'s Return on Equity was 13.14% as of Q2 2026, ranking #1649 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full State Bank of the Lakes, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 5744) · FFIEC NIC profile (RSSD 595430)