Branch Network
State Bank of the Lakes, N.A. Locations & Branches Antioch, Illinois
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State Bank of the Lakes, N.A. operates 10 branches from its headquarters in Antioch, IL, . Its main office is at 440 Lake St, Antioch, IL 60002.
State Bank of the Lakes, N.A. branch network
Its 10 branches span 2 states and 8 cities. The most are in ILLINOIS (6) and WISCONSIN (4). ILLINOIS holds 87.7% of its branch deposits. Kenosha, WI has the most of its branches, 3. Its largest office by deposits is its main office in Antioch, IL, with $1.33B (56.0% of its branch deposits). On June 30, 2025 it had 9 branches, 1 fewer than in 2026.
State Bank of the Lakes, N.A. at a glance
Its CET1 capital ratio was 10.75% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.81B
- CET1 ratio, Q2 2026
- 10.75%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1926
Full financial profile · Is State Bank of the Lakes, N.A. safe? · State Bank of the Lakes, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Antioch, IL (1 branch) | 1 of 5 | 78.0% | $1.33B |
| State: IL (6 branches) | 42 of 379 | 0.3% | $2.09B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
State Bank of the Lakes, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lake, IL (5 branches) | 5 of 30 | 6.2% | $1.93B | $31.01B |
| Kenosha, WI (3 branches) | 6 of 11 | 6.4% | $236.4M | $3.72B |
| Mchenry, IL (1 branch) | 15 of 24 | 1.6% | $157.2M | $9.84B |
| Walworth, WI (1 branch) | 11 of 15 | 2.3% | $57.0M | $2.51B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (9 branches) | 32 of 150 | 0.4% | $2.32B | $632.03B |
| Whitewater, WI (1 branch) | 11 of 15 | 2.3% | $57.0M | $2.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| State Bank of the Lakes, N.A. (main office) | Antioch, IL | 60002 | $1.33B |
| Grayslake Branch | Grayslake, IL | 60030 | $221.1M |
| Kenosha Branch | Kenosha, WI | 53142 | $187.8M |
| Lindenhurst Branch | Lindenhurst, IL | 60046 | $160.5M |
| Spring Grove Branch | Spring Grove, IL | 60081 | $157.2M |
| Round Lake Beach Branch | Round Lake Beach, IL | 60073 | $134.0M |
| Lake Villa Branch | Lake Villa, IL | 60046 | $80.6M |
| Genoa City Branch | Genoa City, WI | 53128 | $57.0M |
| Kenosha 39th Ave Branch | Kenosha, WI | 53142 | $44.6M |
| Kenosha 26th Ave Branch | Kenosha, WI | 53140 | $4.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5744) · FFIEC NIC profile (RSSD 595430)