The Stockgrowers State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos dropped 53.0% in Q2 2026, from $2.4M to $1.1M. It was the largest change from Q1 2026 among the key lines here. The Stockgrowers State Bank ranks 32nd of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 92.87% (Q2 2026). The Stockgrowers State Bank reported 92.87% on loan-to-deposit ratio for Q2 2026, 12.04 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.5M |
| Fed funds sold and reverse repos | $198K |
| Fed funds sold and reverse repos to assets | 0.15% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.1M |
| Other borrowed money | $17.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 13.25% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.87% |
| Net loans and leases to deposits | 91.47% |
| Loans and leases to core deposits | 100.77% |
| Core deposits to total deposits | 92.17% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.87% | 93.91% | $1.9M | $18.5M |
| Q4 2023 | 83.68% | 94.59% | $2.2M | $11.5M |
| Q1 2024 | 89.36% | 92.83% | $1.4M | $15.5M |
| Q2 2024 | 92.92% | 92.15% | $2.1M | $18.5M |
| Q3 2024 | 95.89% | 86.43% | $3.4M | $16.5M |
| Q4 2024 | 91.93% | 93.22% | $3.1M | $16.5M |
| Q1 2025 | 87.16% | 89.08% | $2.5M | $14.0M |
| Q2 2025 | 92.87% | 89.57% | $2.4M | $17.0M |
| Q3 2025 | 88.10% | 89.50% | $1.4M | $16.5M |
| Q4 2025 | 88.43% | 92.83% | $1.3M | $16.5M |
| Q1 2026 | 93.78% | 92.57% | $2.4M | $17.0M |
| Q2 2026 | 92.87% | 92.17% | $1.1M | $17.0M |
The Stockgrowers State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Stockgrowers State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Stockgrowers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18165) · FFIEC NIC profile (RSSD 265452)