The Stockgrowers State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Stockgrowers State Bank of Maple Hill, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.26% | 1.34% | +0.92% | 91st top |
| ROAE | 19.21% | 13.32% | +5.89% | 84th top |
| Net Interest Margin | 4.55% | 3.93% | +0.62% | 81st top |
| Efficiency Ratio | 42.24% | 61.13% | -18.89% | 93rd top |
| PPNR / Avg Assets | 2.49% | 1.68% | +0.81% | 89th top |
| Yield on Earning Assets | 6.34% | 5.67% | +0.67% | 82nd top |
| Cost of Funds | 1.98% | 1.88% | +0.10% | 38th below |
| Net Interest Spread | 4.00% | 3.32% | +0.68% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.51% | 1.28% | +0.23% | 79th top |
| Texas Ratio | 0.76% | 7.34% | -6.58% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.58% | 12.14% | -0.56% | 59th above |
| Equity / Assets | 11.53% | 11.36% | +0.17% | 66th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.02% | 11.08% | -0.06% | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.87% | 80.66% | +12.21% | 23rd bottom |
| Core Deposit Ratio | 92.17% | 86.85% | +5.32% | 68th above |
| Wholesale Funding Ratio | 14.11% | 5.03% | +9.08% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.53% | 6.84% | -0.31% | 66th above |
| Loan Growth (Y/Y) | 8.77% | 7.92% | +0.85% | 69th above |
| Deposit Growth (Y/Y) | 8.77% | 6.29% | +2.48% | 79th top |
See The Stockgrowers State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Stockgrowers State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Stockgrowers State Bank profile, how to read a UBPR, or how this data updates.