Stockmens Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stockmens Bank of Colorado Springs, CO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.48% | 1.34% | +0.14% | 62nd above |
| ROAE Behind the peer average, ahead of the median peer. | 12.88% | 13.32% | -0.44% | 53rd above |
| Net Interest Margin | 4.83% | 3.93% | +0.90% | 89th top |
| Efficiency Ratio | 54.90% | 61.13% | -6.23% | 69th above |
| PPNR / Avg Assets | 2.19% | 1.68% | +0.51% | 79th top |
| Yield on Earning Assets | 6.50% | 5.67% | +0.83% | 87th top |
| Cost of Funds | 1.69% | 1.88% | -0.19% | 57th above |
| Net Interest Spread | 4.15% | 3.32% | +0.83% | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.34% | 0.94% | -0.60% | 54th above |
| NPA / Total Assets | 0.29% | 0.70% | -0.41% | 52nd above |
| NCO / Avg Loans | -0.06% | 0.16% | -0.22% | 95th top |
| ACL / Total Loans | 1.56% | 1.28% | +0.28% | 82nd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 452.55% | 1546.87% | -1094.32% | 69th above |
| Texas Ratio | 2.70% | 7.34% | -4.64% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.01% | 19.49% | -8.48% | 9th bottom |
| Tier 1 Ratio | 11.01% | 19.53% | -8.52% | 8th bottom |
| Total Capital Ratio | 12.27% | 20.61% | -8.34% | 10th bottom |
| Leverage Ratio | 10.63% | 12.14% | -1.51% | 44th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.60% | 11.37% | -0.77% | 54th above |
| TCE / Tangible Assets | 9.69% | 11.08% | -1.39% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.08% | 80.65% | +17.43% | 14th bottom |
| Core Deposit Ratio | 92.80% | 86.85% | +5.95% | 73rd above |
| Wholesale Funding Ratio | 1.41% | 5.04% | -3.63% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.97% | 6.83% | +12.14% | 94th top |
| Loan Growth (Y/Y) | 22.96% | 7.91% | +15.05% | 95th top |
| Deposit Growth (Y/Y) | 20.24% | 6.28% | +13.96% | 94th top |
See Stockmens Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stockmens Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stockmens Bank profile, how to read a UBPR, or how this data updates.