Stockmens Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Capital moved notably last quarter, CET1 ratio of 11.01% was down 229bps from the prior quarter. Stockmens Bank is a locally rooted FDIC-insured community bank based in Colorado Springs, CO. As of Q2 2026, the bank held approximately $651M in total assets and $567M in deposits. Returns are notably above industry norms: 1.48% ROA, 12.88% ROE, and 4.83% NIM. Capital is comfortably above regulatory requirements, CET1 ratio of 11.01% sits well above the 7% level required once the capital conservation buffer is included. Asset quality is pristine, 0.34% NPLs and a 2.70% Texas Ratio. Stockmens operates a 13-branch network.
As of June 30, 2026, Stockmens Bank reported a CET1 capital ratio of 11.01%, a return on assets of 1.48%, a nonperforming-loan ratio of 0.34%, a Texas ratio of 2.70%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 25 N Cascade Ave, Colorado Springs, CO 80903
- County
- El Paso
- Metro Area
- Colorado Springs, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 1, 1897
- Former names
- The State Bank of Bartley, DBA Stockmens Bank, a Division of the State Bank of Bartley (2014)
- Offices
- 13 domestic
- Employees (FTE)
- 122
- Domestic deposits
- $567.4M
- Allowance for credit losses
- $8.7M
- Net charge-offs (YTD)
- -$5K
- Average total assets
- $596.2M
- Average total loans
- $512.5M
- Average interest-bearing deposits
- $411.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8321
- Fed RSSD
- 982553
- SEC CIK
- 912967 → filed by FIRST BANCSHARES, INC.
- Website
- www.thestockmensbank.com →
- Parent Holding Company
- FIRST BANCSHARES, INC. (RSSD 2484417) · FBSI
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Weaver Richard Bradley | CEO | Chairman of the Board & CEO |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.01% | 1.48% | 0.34% | 2.70% | 4.83% |
| Q1 2026 | 13.30% | 1.55% | 0.46% | 5.49% | 4.83% |
| Q4 2025 | 12.99% | 1.52% | 0.46% | 3.26% | 4.90% |
| Q3 2025 | 12.93% | 1.52% | 0.58% | 3.91% | 4.68% |
| Q2 2025 | 13.05% | 1.45% | 0.60% | 4.04% | 4.64% |
| Q1 2025 | 13.24% | 1.36% | 0.53% | 3.58% | 4.50% |
| Q4 2024 | 12.92% | 1.40% | 0.50% | 4.45% | 4.57% |
| Q3 2024 | 12.70% | 1.31% | 0.49% | 3.35% | 4.45% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 13 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Stockmens Bank (main office) | Colorado Springs , CO | 80903 | $185.6M |
| Mountain Grove Banch | Mountain Grove , MO | 65711 | $81.6M |
| First Home Bank | Marshfield , MO | 65706 | $44.9M |
| 1201 North Jefferson Branch | Ava , MO | 65608 | $43.7M |
| Westcliffe Branch | Westcliffe , CO | 81252 | $43.6M |
| Stockmens Bank-Hartville Branch | Hartville , MO | 65667 | $37.0M |
| Gainesville Branch | Gainesville , MO | 65655 | $30.6M |
| Crane Branch | Crane , MO | 65633 | $24.5M |
| Hugo Branch | Hugo , CO | 80821 | $19.2M |
| The State Bank of Bartley Branch | Bartley , NE | 69020 | $18.6M |
| Springfield Branch | Springfield , MO | 65804 | $14.7M |
| Forsth Branch | Forsyth , MO | 65653 | $12.6M |
| Stockmens Bank-Akron Branch | Akron , CO | 80720 | $11.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 2017 | M&A | merger | SEC |
| October 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2017 | Structure Change | Acquired First Home Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 12, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
What the public regulatory sources show for Stockmens Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (OCC (former OTS)). These actions name the parent holding company, FIRST BANCSHARES, INC., not the bank itself
- August 17, 2009, OCC (former OTS): Cease and Desist: First Bancshares, Inc.
- Period: Most recent institution action August 17, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.1% of deposits in CO, rank 64 of 124 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Stockmens Bank
What are Stockmens Bank's total assets?
As of the Q2 2026 filing, Stockmens Bank reported total assets of $650.8 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Stockmens Bank headquartered?
Stockmens Bank is headquartered in Colorado Springs, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Stockmens Bank founded?
Stockmens Bank was established in 1897, per the FDIC institution directory.
Is Stockmens Bank FDIC-insured?
Yes. Stockmens Bank is an FDIC-insured commercial bank (FDIC Certificate #8321). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Stockmens Bank?
Stockmens Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Stockmens Bank's CET1 capital ratio?
Stockmens Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.01% in its Q2 2026 call report, above regulatory requirements.
How many branches does Stockmens Bank operate?
Stockmens Bank operates 13 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Stockmens Bank's Texas Ratio?
Stockmens Bank's Texas Ratio is 2.70% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Stockmens Bank previously called?
The charter now named Stockmens Bank has also operated as The State Bank of Bartley, DBA Stockmens Bank, a Division of the State Bank of Bartley (2014), per FDIC structure-change records.
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