Stone Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 14.1% in Q2 2026, from $228.8M to $261.1M. It was the largest change from Q1 2026 among the key lines here. Stone Bank ranks 26th of 78 Arkansas banks on total deposits, in the upper half at $757.7M (Q2 2026). Stone Bank's total deposits of $757.7M is well above the $276.0M median for banks in the $100M-1B asset tier, a gap of 175% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $757.7M |
| Domestic office deposits | $757.7M |
| Foreign office deposits | — |
| Deposits to total assets | 79.70% |
| Deposits to total liabilities | 86.52% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $43.3M |
| Savings deposits | $143.7M |
| Transaction accounts to domestic deposits | 17.95% |
| Time deposits | $61K |
| Time deposits under $100k | $130.4M |
| Time deposits $100k to $250k | $261.1M |
| Time deposits over $250k | $73.7M |
| Noninterest-bearing share of deposits | 4.20% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $647.8M |
| Core deposits to total deposits | 85.49% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $36.2M |
| Brokered deposits to total deposits | 4.78% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.30% |
| Interest expense on deposits | $5.8M |
| Loans and leases to core deposits | 109.10% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $588.0M | 78.24% | 9.07% | 3.22% |
| Q4 2023 | $583.3M | 77.40% | 8.12% | 3.53% |
| Q1 2024 | $602.0M | 72.63% | 7.87% | 3.64% |
| Q2 2024 | $635.0M | 77.56% | 8.16% | 3.89% |
| Q3 2024 | $647.8M | 77.84% | 8.00% | 4.10% |
| Q4 2024 | $659.7M | 79.75% | 7.09% | 4.01% |
| Q1 2025 | $656.7M | 81.53% | 7.12% | 3.56% |
| Q2 2025 | $690.6M | 83.27% | 6.53% | 3.58% |
| Q3 2025 | $696.4M | 83.80% | 6.03% | 3.62% |
| Q4 2025 | $704.2M | 83.55% | 5.97% | 3.52% |
| Q1 2026 | $715.3M | 85.09% | 5.04% | 3.33% |
| Q2 2026 | $757.7M | 85.49% | 4.78% | 3.30% |
Stone Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Stone Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17431) · FFIEC NIC profile (RSSD 913146)