Stone Bank Routing Number (ABA): 082907781

Stone Bank at a glance

Its CET1 capital ratio was 10.40% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$950.7M

CET1 ratio, Q2 2026

10.40%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

6 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1955

Full financial profile · Is Stone Bank safe? · Stone Bank call report · Branch locations

What the digits mean

The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 0778, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Stone Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Stone Bank checks or in its online banking. Ask the bank for wire instructions (www.stonebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Stone Bank

Stone Bank is headquartered in Mountain View, Arkansas and was established in 1955. It is in the PINE BLUFF, AR metro area. It reported $950.7M in total assets and $757.7M in deposits for Q2 2026, the 27th largest of the 78 banks headquartered in Arkansas. It reports 6 domestic offices. Its deposits have been FDIC insured since 1955. Its primary federal regulator is the Federal Reserve.

What the digits in 082907781 mean

The first four digits, 0829, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 0778, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 16 + 7 x 16 + 10 = 170, a multiple of 10, so 082907781 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Stone Bank routing number?

The Stone Bank routing number is 082907781. It is the primary ABA routing transit number registered to Stone Bank, headquartered in Mountain View, AR. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Stone Bank wire routing number?

This page lists the primary routing number registered to Stone Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Stone Bank before sending a wire.

Is ABA number 082907781 the routing number for Stone Bank?

Yes. It is the primary routing number registered to Stone Bank.

Which bank uses routing number 082907781?

It belongs to Stone Bank, headquartered in Mountain View, AR. It is the bank's primary ABA routing number (FDIC certificate 17431).

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