Bank call report · Oakland, CA
Summit Bank Call Report
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Summit Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 228 reported line items, schedule by schedule (811 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 351560 |
| FDIC certificate number | 23864 |
| Total assets | $264.4M |
Official Q2 2026 call report PDF (FFIEC) →
Summit Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Summit Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $264.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $264.4M |
| Total Liabilities and Minority Interest | RCON2948 | $220.5M |
| Total Deposits | RCON2200 | $207.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $197.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $191.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $111.7M |
| Deposits: Noninterest-bearing | RCON6631 | $95.9M |
| Interest-bearing Balances | RCON0071 | $51.3M |
| Total Equity Capital | RCON3210 | $43.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $43.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $38.7M |
| Other Liabilities, Total | RCON2930 | $12.9M |
| Other Assets | RCON2160 | $11.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $6.0M |
| Common Stock | RCON3230 | $5.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $396K |
| Held-to-maturity Securities, Total | RCON1754 | $396K |
Schedule RI: Income Statement (30 items)
About Schedule RI · Summit Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $9.7M |
| Total Interest Income | RIAD4107 | $7.1M |
| Salaries and Employee Benefits | RIAD4135 | $6.6M |
| Net Interest Income | RIAD4074 | $6.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$4.7M |
| Net Income (Loss) | RIAD4340 | -$4.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$4.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$3.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$3.8M |
| Other Noninterest Expense | RIAD4092 | $2.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.2M |
| Total Interest Expense | RIAD4073 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $999K |
| Applicable Income Taxes | RIAD4302 | $931K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $842K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $507K |
| Provision for Loan and Lease Losses | RIAD4230 | $420K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $420K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $409K |
| Total Noninterest Income | RIAD4079 | $356K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $290K |
| Other Noninterest Income | RIADB497 | $181K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $175K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $127K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $57K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $7K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 32 |
Schedule RC-B: Securities (5 items)
About Schedule RC-B · Summit Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $396K |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $396K |
| Pledged Securities | RCON0416 | $396K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $396K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $396K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Summit Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $197.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $91.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $56.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $44.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $39.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $34.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $33.8M |
| Pledged Loans and Leases | RCONG378 | $29.0M |
| Commercial and Industrial Loans | RCON1766 | $28.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $26.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $25.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $18.0M |
| Other Loans | RCONJ464 | $11.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $11.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $8.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $3.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $951K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $798K |
| Unearned Income on Loans | RCON2123 | $705K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $673K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $614K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $259K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $138K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $16.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $6.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $349K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $83K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 59 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 2 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 2 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Summit Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $108.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $108.3M |
| Total Transaction Accounts | RCON2215 | $99.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $99.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $95.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $74.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $24.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $23.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $7.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $5.8M |
| Total reciprocal deposits | RCONJH83 | $5.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $893K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $772K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $646K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $267K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $35K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $6.0M |
| Net Deferred Tax Assets | RCON2148 | $3.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.0M |
| Accrued Interest Receivable | RCONB556 | $780K |
| Other Assets | RCON2168 | $221K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $127K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $12.6M |
| Deferred Compensation Liabilities | RCONC011 | $5.5M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $5.1M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $884K |
| Operating lease liabilities | RCONLB56 | $736K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $300K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $74K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Summit Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $268.4M |
| Quarterly Average of Total Loans | RCON3360 | $197.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $162.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $85.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $54.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $27.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $25.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $11.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $8.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $395K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $143K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Summit Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $18.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.3M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $1.6M |
| Performance Standby Letters of Credit | RCON3821 | $1.2M |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Summit Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.1M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Summit Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $5.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $4.3M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $2.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.9M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $1.3M |
| Additions to Nonaccrual Assets | RCONC410 | $1.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.1M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $105K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Summit Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $268.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $207.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $137.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $69.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $47.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $539K |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $354K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,761 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 178 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 10 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Summit Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $268.4M |
| Average total consolidated assets | RCOAKW03 | $268.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $211.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $46.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $43.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $43.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $43.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $43.9M |
| Retained Earnings | RCOAKW00 | $38.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2201 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2074 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2074 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1637 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1401 |
Schedule RC-R, Part II: Risk-Weighted Assets (33 items)
About Schedule RC-R, Part II · Summit Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $215.4M |
| Total Risk-weighted Assets | RCONG641 | $211.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $185.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $185.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $185.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $165.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $165.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $55.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $51.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $51.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $51.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $39.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $29.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $29.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $29.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $19.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $17.5M |
| Total All Other Assets | RCOND981 | $17.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $15.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $10.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $10.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $7.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $7.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$6.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $3.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $3.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $2.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $396K |
| Total Held-to-maturity Securities | RCOND961 | $396K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $48.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $48.9M |
| Total Equity Capital | RIAD3210 | $43.9M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $274K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Summit Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $702K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $416K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $286K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Summit Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $6.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $702K |
Summit Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Summit Bank call report?
The Summit Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Summit Bank file?
Summit Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Summit Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Summit Bank has Federal Reserve RSSD ID 351560 and FDIC certificate number 23864. Either one finds its filings on the FFIEC Central Data Repository.
How often does Summit Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Summit Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 23864) · FFIEC NIC profile (RSSD 351560)