Bank call report · Miami, FL
Sunstate Bank Call Report
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Sunstate Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 289 reported line items, schedule by schedule (774 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2791085 |
| FDIC certificate number | 34643 |
| Total assets | $580.4M |
Official Q2 2026 call report PDF (FFIEC) →
Sunstate Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Sunstate Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $580.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $580.4M |
| Total Liabilities and Minority Interest | RCON2948 | $507.1M |
| Total Deposits | RCON2200 | $502.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $372.1M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $341.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $338.8M |
| Deposits: Noninterest-bearing | RCON6631 | $130.7M |
| Securities Purchased Under Agreements to Resell | RCONB989 | $79.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $78.8M |
| Total Equity Capital | RCON3210 | $73.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $73.2M |
| Interest-bearing Balances | RCON0071 | $53.2M |
| Surplus | RCON3839 | $32.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $24.8M |
| Common Stock | RCON3230 | $15.3M |
| Other Assets | RCON2160 | $11.0M |
| Goodwill | RCON3163 | $8.2M |
| Intangible Assets | RCON2143 | $8.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.5M |
| Other Liabilities, Total | RCON2930 | $4.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.1M |
| Accumulated Other Comprehensive Income | RCONB530 | $218K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Sunstate Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $15.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $10.9M |
| Net Interest Income | RIAD4074 | $9.5M |
| Total Noninterest Expense | RIAD4093 | $7.9M |
| Total Interest Expense | RIAD4073 | $6.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.6M |
| Salaries and Employee Benefits | RIAD4135 | $5.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.9M |
| Net Income (Loss) | RIAD4340 | $2.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.9M |
| Other Noninterest Expense | RIAD4092 | $2.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.9M |
| Interest on Other Securities | RIAD4060 | $1.8M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1.6M |
| Total Noninterest Income | RIAD4079 | $1.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.1M |
| Other Noninterest Income | RIADB497 | $1.1M |
| Applicable Income Taxes | RIAD4302 | $987K |
| Provision for Loan and Lease Losses | RIAD4230 | -$720K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$720K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $473K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $358K |
| Other Interest Income | RIAD4518 | $148K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $120K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $47K |
| Other Interest Expense | RIADGW44 | $47K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $23K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 79 |
Schedule RC-B: Securities (13 items)
About Schedule RC-B · Sunstate Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $78.5M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $60.2M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $59.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $47.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $24.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $18.1M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $18.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $6.1M |
| Pledged Securities | RCON0416 | $4.5M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $582K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $581K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $581K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $581K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · Sunstate Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $341.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $150.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $115.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $112.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $58.4M |
| Pledged Loans and Leases | RCONG378 | $56.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $50.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $48.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $41.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $40.5M |
| Commercial and Industrial Loans | RCON1766 | $40.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $33.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $26.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $20.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $20.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $13.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $12.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $6.7M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $5.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $5.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $2.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $583K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $475K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $461K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $413K |
| Real Estate Loans Secured by Farmland | RCON1420 | $334K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $299K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $232K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $67K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $631K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $334K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $151K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 47 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 34 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 23 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 14 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Sunstate Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $353.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $333.3M |
| Total Transaction Accounts | RCON2215 | $149.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $148.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $130.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $128.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $112.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $101.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $98.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $82.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $78.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $65.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $34.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $33.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $33.0M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $19.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $17.1M |
| Total reciprocal deposits | RCONJH83 | $13.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $5.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $3.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $2.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $915K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $265K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.9M |
| Accrued Interest Receivable | RCONB556 | $3.2M |
| Other Assets | RCON2168 | $2.6M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.1M |
| Net Deferred Tax Assets | RCON2148 | $904K |
| Accounts Receivable | RCONFT34 | $891K |
| Prepaid Expenses | RCON2166 | $559K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $398K |
| Computer Software | RCONFT33 | $59K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.6M |
| All Other Liabilities | RCON2938 | $1.3M |
| Operating lease liabilities | RCONLB56 | $1.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $430K |
| Accounts Payable | RCON3066 | $120K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $69K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Sunstate Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $573.9M |
| Quarterly Average of Total Loans | RCON3360 | $339.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $182.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $132.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $117.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $102.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $99.6M |
| All Other Securities | RCONB560 | $78.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $75.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $53.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $39.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $18.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $494K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $435K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Sunstate Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $11.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $9.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $7.2M |
| Unused Commitments - Credit Card Lines | RCON3815 | $7.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $6.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $4.8M |
| Commercial and Similar Letters of Credit | RCON3411 | $425K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $190K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Sunstate Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.1M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Sunstate Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $15K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Sunstate Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $573.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $503.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $293.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $205.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $64.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $650K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,772 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 381 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 94 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Sunstate Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $462.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Sunstate Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $573.9M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $565.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $462.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $73.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $67.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $64.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $64.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $64.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $48.2M |
| Retained Earnings | RCOAKW00 | $24.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $8.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $8.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | $218K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $218K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1467 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1401 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1401 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1145 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0667 |
Schedule RC-R, Part II: Risk-Weighted Assets (56 items)
About Schedule RC-R, Part II · Sunstate Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $462.5M |
| Total Risk-weighted Assets | RCONG641 | $462.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $339.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $339.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $282.6M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $209.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $186.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $132.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $129.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $129.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $129.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $85.4M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $79.9M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $79.9M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $79.9M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $79.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $78.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $77.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $64.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $57.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $56.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $56.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $51.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $49.3M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $47.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $46.4M |
| Repo-style Transactions - 150 Pct Risk Weight Category | RCONS523 | $32.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $32.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $25.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $25.7M |
| Total All Other Assets | RCOND981 | $25.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $19.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $15.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $9.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $9.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $8.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $6.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $4.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.1M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.4M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $978K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $978K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $978K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $582K |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $425K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $398K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $398K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $398K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | $291K |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $213K |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $213K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $190K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $190K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $190K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $73.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $71.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $71.0M |
| Other Comprehensive Income | RIADB511 | -$710K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Sunstate Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Sunstate Bank changes in allowances for credit losses trends
Sunstate Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Sunstate Bank call report?
The Sunstate Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Sunstate Bank file?
Sunstate Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Sunstate Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Sunstate Bank has Federal Reserve RSSD ID 2791085 and FDIC certificate number 34643. Either one finds its filings on the FFIEC Central Data Repository.
How often does Sunstate Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Sunstate Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34643) · FFIEC NIC profile (RSSD 2791085)