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Surety Bank: Non-Performing Assets Ratio

0.11% Ranks #2,730 of 3,644 U.S. banks · 25th percentile

Data as of · sourced from FFIEC call reports. How we update

Surety Bank reported a non-performing assets ratio of 0.11% as of Q2 2026, ranking #2,730 of 3,644 U.S. banks (25th percentile). That is down 0.03 percentage points from 0.14% a year earlier, and below the 0.33% median of the 1,875 Small Community Banks ($100M–$500M in assets). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 0.11%
Q1 2026 0.11%
Q4 2025 0.14%
Q3 2025 0.14%
Q2 2025 0.14%
Q1 2025 0.15%
Q4 2024 0.17%
Q3 2024 0.17%
Q2 2024 0.17%
Q1 2024 0.18%
Q4 2023 0.19%
Q3 2023 0.22%

National Context

Latest value 0.11%
National rank#2,730 of 3,644
Percentile 25th
12-quarter low0.11%
12-quarter high0.22%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.

Full definition & formula →

Frequently asked questions

What is Surety Bank's Non-Performing Assets Ratio?

Surety Bank's Non-Performing Assets Ratio was 0.11% as of Q2 2026, ranking #2730 of 3,644 U.S. banks.

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Surety Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 33026) · FFIEC NIC profile (RSSD 374774)