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Surety Bank: Return on Equity

22.47% Ranks #262 of 3,614 U.S. banks · 93rd percentile

Data as of · sourced from FFIEC call reports. How we update

Surety Bank reported a return on equity of 22.47% as of Q2 2026, ranking #262 of 3,614 U.S. banks (93rd percentile). That is down 3.25 percentage points from 25.72% a year earlier, and above the 12.32% median of the 1,871 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 22.47%
Q1 2026 15.64%
Q4 2025 22.84%
Q3 2025 27.87%
Q2 2025 25.72%
Q1 2025 20.74%
Q4 2024 25.02%
Q3 2024 23.54%
Q2 2024 30.90%
Q1 2024 30.00%
Q4 2023 37.21%
Q3 2023 35.63%

National Context

Latest value 22.47%
National rank#262 of 3,614
Percentile 93rd
12-quarter low15.64%
12-quarter high37.21%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Surety Bank's Return on Equity?

Surety Bank's Return on Equity was 22.47% as of Q2 2026, ranking #262 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Surety Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 33026) · FFIEC NIC profile (RSSD 374774)