Synovus Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.25 percentage points in Q2 2026 to 1.24%, the biggest move on this page. Against a median of 3.95% for banks in the $100M-1B asset tier, Synovus Trust Company, N.A. reported 1.24% on net interest margin in Q2 2026, 2.71 points lower.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 1.24% |
| Yield on loans | — |
| Yield on securities | 3.60% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 1.24% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 1.51% | 1.51% | 5.07% |
| Q4 2023 | 1.69% | 1.69% | 5.28% |
| Q1 2024 | 1.14% | 1.14% | 3.45% |
| Q2 2024 | 1.58% | 1.58% | 6.21% |
| Q3 2024 | 0.69% | 0.69% | 8.71% |
| Q4 2024 | 1.25% | 1.25% | 4.79% |
| Q1 2025 | 1.30% | 1.30% | 3.96% |
| Q2 2025 | 1.29% | 1.29% | 4.26% |
| Q3 2025 | 1.14% | 1.14% | 4.26% |
| Q4 2025 | 4.40% | 4.40% | 4.02% |
| Q1 2026 | 0.99% | 0.99% | 3.55% |
| Q2 2026 | 1.24% | 1.24% | 3.60% |
Synovus Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Synovus Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Synovus Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2262718)