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Texas Bank and Trust Company: Return on Average Assets

1.64% Ranks #1,025 of 3,648 U.S. banks · 72nd percentile

Data as of · sourced from FFIEC call reports. How we update

Texas Bank and Trust Company reported a return on average assets of 1.64% as of Q2 2026, ranking #1,025 of 3,648 U.S. banks (72nd percentile). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 1.64%
Q1 2026 1.45%
Q4 2025 1.54%
Q3 2025 1.43%
Q2 2025 1.28%
Q1 2025 1.04%
Q4 2024 1.09%
Q3 2024 0.90%
Q2 2024 0.92%
Q1 2024 1.02%
Q4 2023 0.88%
Q3 2023 0.97%

National Context

Latest value 1.64%
National rank#1,025 of 3,648
Percentile 72nd
12-quarter low0.88%
12-quarter high1.64%
Full rankingView leaderboard

What is the Return on Average Assets?

Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.

Most healthy US community banks report ROA between 0.8% and 1.4%. Anything above 1.5% is excellent (often signals specialty lending or premium funding cost advantage). Anything below 0.5% suggests structural profitability problems.

Full definition & formula →

Frequently asked questions

What is Texas Bank and Trust Company's Return on Average Assets?

Texas Bank and Trust Company's Return on Average Assets was 1.64% as of Q2 2026, ranking #1025 of 3,648 U.S. banks.

What is the Return on Average Assets?

Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Texas Bank and Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17842) · FFIEC NIC profile (RSSD 949154)