Texas National Bank of Jacksonville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and noninterest-bearing balances to assets: 1.99 percentage points higher than in Q1 2026, at 19.35%. Texas National Bank of Jacksonville ranks 88th of 346 Texas banks on loan-to-deposit ratio, in the upper half at 85.41% (Q2 2026). Texas National Bank of Jacksonville reported 85.41% on loan-to-deposit ratio for Q2 2026, 4.57 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $165.0M |
| Cash and noninterest-bearing balances to assets | 19.35% |
| Cash and securities | $184.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.41% |
| Net loans and leases to deposits | 83.83% |
| Loans and leases to core deposits | 100.91% |
| Core deposits to total deposits | 84.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 88.42% | 86.90% | $0 | $2.5M |
| Q4 2023 | 91.23% | 87.33% | $0 | $2.5M |
| Q1 2024 | 93.02% | 89.02% | $0 | $2.5M |
| Q2 2024 | 93.86% | 87.59% | $0 | $2.5M |
| Q3 2024 | 91.24% | 87.24% | $0 | $0 |
| Q4 2024 | 92.21% | 86.84% | $0 | $0 |
| Q1 2025 | 93.68% | 86.15% | $0 | $0 |
| Q2 2025 | 91.35% | 85.88% | $0 | $0 |
| Q3 2025 | 89.14% | 86.01% | $0 | $0 |
| Q4 2025 | 90.98% | 84.79% | $0 | $0 |
| Q1 2026 | 87.37% | 85.00% | $0 | $0 |
| Q2 2026 | 85.41% | 84.64% | $0 | $0 |
Texas National Bank of Jacksonville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas National Bank of Jacksonville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas National Bank of Jacksonville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26181) · FFIEC NIC profile (RSSD 739355)