Texas National Bank of Jacksonville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q3 2026 was in Reserve coverage of non-performing loans: 33.43 percentage points lower than in Q2 2026, at 151.35%. Within Texas, Texas National Bank of Jacksonville is 166th of 345 on return on assets, 1.53% as of Q3 2026, above the middle of the field. Texas National Bank of Jacksonville reported 1.53% on return on assets for Q3 2026, 0.28 points above the 1.25% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 15.02% |
| Tier 1 risk-based capital ratio | 15.02% |
| Total risk-based capital ratio | 16.29% |
| Tier 1 leverage ratio | 9.65% |
| Equity capital to assets | 9.65% |
| Tangible equity to tangible assets | 9.65% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 1.23% |
| Non-performing assets ratio | 1.29% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 14.05% |
| Allowance for credit losses to loans | 1.86% |
| Reserve coverage of non-performing loans | 151.35% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.53% |
| Return on equity | 15.82% |
| Net interest margin | 3.93% |
| Efficiency ratio | 53.01% |
| Yield on earning assets | 6.32% |
| Cost of funds | 2.70% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 83.31% |
| Core deposits to total deposits | 85.15% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.95% |
| Securities to assets | 2.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q4 2023 | 15.13% | 15.13% | 16.38% | 10.12% | 0.86% |
| Q1 2024 | 14.83% | 14.83% | 16.09% | 10.36% | 0.79% |
| Q2 2024 | 14.72% | 14.72% | 15.97% | 10.25% | 0.82% |
| Q3 2024 | 15.31% | 15.31% | 16.57% | 10.30% | 0.88% |
| Q4 2024 | 15.10% | 15.10% | 16.35% | 10.31% | 0.90% |
| Q1 2025 | 15.59% | 15.59% | 16.84% | 10.69% | 0.97% |
| Q2 2025 | 16.18% | 16.18% | 17.43% | 10.97% | 1.22% |
| Q3 2025 | 16.36% | 16.36% | 17.61% | 10.96% | 1.14% |
| Q4 2025 | 16.79% | 16.79% | 18.04% | 11.10% | 1.11% |
| Q1 2026 | 14.70% | 14.70% | 15.96% | 9.90% | -2.23% |
| Q2 2026 | 15.31% | 15.31% | 16.57% | 10.08% | 1.51% |
| Q3 2026 | 15.02% | 15.02% | 16.29% | 9.65% | 1.53% |
Texas National Bank of Jacksonville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas National Bank of Jacksonville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas National Bank of Jacksonville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26181) · FFIEC NIC profile (RSSD 739355)