Toyota Financial Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Toyota Financial Savings Bank of Henderson, NV against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.33% | 1.40% | -1.07% | 4th bottom |
| ROAE | 3.16% | 12.30% | -9.14% | 4th bottom |
| Net Interest Margin | 1.01% | 3.84% | -2.83% | 1st bottom |
| Efficiency Ratio | 77.72% | 54.06% | +23.66% | 6th bottom |
| PPNR / Avg Assets | 1.19% | 2.05% | -0.86% | 13th bottom |
| Yield on Earning Assets | 5.04% | 5.71% | -0.67% | 28th below |
| Cost of Funds | 3.63% | 2.01% | +1.62% | 4th bottom |
| Net Interest Spread | 1.46% | 3.14% | -1.68% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.99% | -0.79% | 94th top |
| NPA / Total Assets | 0.11% | 0.72% | -0.61% | 93rd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.18% | 0.33% | -0.15% | 39th below |
| ACL / Total Loans | 1.15% | 1.39% | -0.24% | 49th below |
| ACL / NPLs (Coverage) | 564.23% | 232.74% | +331.49% | 94th top |
| Texas Ratio | 1.04% | 8.93% | -7.89% | 93rd top |
| Provision / NCO | 535.33% | 119.85% | +415.48% | 98th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.40% | 15.66% | -1.26% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.40% | 15.79% | -1.39% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.26% | 16.92% | -1.66% | 67th above |
| Leverage Ratio | 11.06% | 10.50% | +0.56% | 74th above |
| Equity / Assets | 10.21% | 11.72% | -1.51% | 31st below |
| TCE / Tangible Assets | 10.21% | 9.72% | +0.49% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.97% | 84.73% | -19.76% | 90th top |
| Core Deposit Ratio | 16.81% | 87.14% | -70.33% | 1st bottom |
| Uninsured Deposit Ratio | 16.31% | 36.99% | -20.68% | 86th top |
| Wholesale Funding Ratio | 3.43% | 5.86% | -2.43% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 42.73% | 11.70% | +31.03% | 95th top |
| Loan Growth (Y/Y) | 59.42% | 11.00% | +48.42% | 96th top |
| Deposit Growth (Y/Y) | 40.08% | 11.12% | +28.96% | 95th top |
See Toyota Financial Savings Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Toyota Financial Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Toyota Financial Savings Bank profile, how to read a UBPR, or how this data updates.