Skip to main content

Toyota Financial Savings Bank: Call Report & UBPR Financial Data

Henderson, NV $10B to $100B in assets Est. August 16, 2004 FDIC #57542 RSSD #3287660 Routing #122487404 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$16.79B
Deposits
$14.28B
Loans
$9.28B
Equity
$1.71B

Capital moved notably last quarter, CET1 ratio of 14.40% was down 181bps from the prior quarter. Headquartered in Henderson, NV, Toyota Financial Savings Bank operates as a regional commercial bank with multi-state coverage. On its most recent Q2 2026 call report, Toyota Financial Savings reported $16.8B in total assets against $14.3B in deposits. Returns are subdued: 0.33% ROA and 3.16% ROE. Regulatory capital is solid, 14.40% CET1 and 15.26% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.20%. The bank operates from a single office.

As of June 30, 2026, Toyota Financial Savings Bank reported a CET1 capital ratio of 14.40%, a return on assets of 0.33%, a nonperforming-loan ratio of 0.20%, a Texas ratio of 1.04%, per financial data filed with the FFIEC.

Headquarters Profile

Address
2485 Village View Dr, Henderson, NV 89074
County
Clark
Metro Area
Las Vegas-Henderson-North Las Vegas, NV
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
San Francisco (Region 14)
Federal Reserve member
No
Federal Reserve district
District 12, San Francisco
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Established
August 16, 2004
Offices
1 domestic
Employees (FTE)
222
Domestic deposits
$14.28B
Allowance for credit losses
$107.0M
Net charge-offs (YTD)
$8.4M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
August 16, 2004
FDIC Cert
57542
Fed RSSD
3287660

Balance Sheet

Total liabilities$15.07B
Cash & balances due$1.02B
Securities, available-for-sale$2.75B
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$13.5M
Net interest income YTD$64.8M
Total interest income YTD$322.3M
Total interest expense YTD$257.5M
Provision for credit losses YTD$45.0M

Operating & Funding

Total noninterest income YTD$331.5M
Total noninterest expense YTD$318.3M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

Inside the full Toyota Financial Savings Bank terminal

25 years of quarterly trends · 8 tabs · peer percentiles · Excel export

Unlock Toyota Financial Savings Bank, free

Toyota Financial Savings Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 14.40% 0.33% 0.20% 1.04% 1.01%
Q1 2026 16.21% 0.45% 0.16% 0.77% 0.98%
Q4 2025 15.74% 0.28% 0.12% 0.58% 0.95%
Q3 2025 15.67% 0.35% 0.08% 0.43% 1.23%
Q2 2025 14.54% 0.34% 0.02% 0.11% 1.35%
Q1 2025 20.18% 0.21% 0.00% 0.00% 1.27%
Q4 2024 27.26% 0.53% 0.00% 0.00% 1.12%
Q3 2024 28.96% 0.44% 0.00% 0.00% 1.28%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
Toyota Financial Savings Bank (main office) Henderson , NV 89074 $14.28B

Regulatory record

What the public regulatory sources show for Toyota Financial Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
12.3% of deposits in NV, rank 3 of 49 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

Add this badge to your website

Free to use. The badge always shows Toyota Financial Savings Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.

Toyota Financial Savings Bank: regulatory capital profile · BankRegReports

Frequently asked about Toyota Financial Savings Bank

What are Toyota Financial Savings Bank's total assets?

As of the Q2 2026 filing, Toyota Financial Savings Bank reported total assets of $16.79 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Toyota Financial Savings Bank headquartered?

Toyota Financial Savings Bank is headquartered in Henderson, NV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Toyota Financial Savings Bank founded?

Toyota Financial Savings Bank was established in 2004, per the FDIC institution directory.

Is Toyota Financial Savings Bank FDIC-insured?

Yes. Toyota Financial Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #57542). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Toyota Financial Savings Bank?

Toyota Financial Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Toyota Financial Savings Bank's CET1 capital ratio?

Toyota Financial Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Toyota Financial Savings Bank operate?

Toyota Financial Savings Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Toyota Financial Savings Bank's Texas Ratio?

Toyota Financial Savings Bank's Texas Ratio is 1.04% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

Go deeper on Toyota Financial Savings Bank.

Unlock the full terminal: 25 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Unlock Toyota Financial Savings Bank, free

Free account