Bank call report · Denver, CO
Transact Bank, N.A. Call Report
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Transact Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 146 reported line items, schedule by schedule (893 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 403254 |
| FDIC certificate number | 13986 |
| Total assets | $6.5M |
Official Q2 2026 call report PDF (FFIEC) →
Transact Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Transact Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Surplus | RCON3839 | $21.9M |
| Undivided Profits and Capital Reserves | RCON3632 | -$21.0M |
| Total Assets | RCON2170 | $6.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $6.5M |
| Total Liabilities and Minority Interest | RCON2948 | $5.4M |
| Total Deposits | RCON2200 | $5.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $3.0M |
| Other Assets | RCON2160 | $2.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.2M |
| Deposits: Noninterest-bearing | RCON6631 | $2.2M |
| Total Equity Capital | RCON3210 | $1.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.1M |
| Interest-bearing Balances | RCON0071 | $948K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $410K |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $364K |
| Other Liabilities, Total | RCON2930 | $305K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $246K |
| Common Stock | RCON3230 | $100K |
| Accumulated Other Comprehensive Income | RCONB530 | -$8K |
Schedule RI: Income Statement (23 items)
About Schedule RI · Transact Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $1.1M |
| Total Noninterest Income | RIAD4079 | $1.1M |
| Other Noninterest Income | RIADB497 | $990K |
| Salaries and Employee Benefits | RIAD4135 | $485K |
| Other Noninterest Expense | RIAD4092 | $451K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $168K |
| Total Interest Income | RIAD4107 | $107K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $72K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $67K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $67K |
| Total Interest Expense | RIAD4073 | $54K |
| Net Interest Income | RIAD4074 | $53K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $36K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $21K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $18K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $11K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $11K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $11K |
| Net Income (Loss) | RIAD4340 | $11K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $11K |
| Other Interest Income | RIAD4518 | $11K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $8K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 7 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · Transact Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $252K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $249K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $373K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $249K |
| Pledged Securities | RCON0416 | $249K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $121K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $115K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $62K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $53K |
Schedule RC-C, Part I: Loans and Leases (4 items)
About Schedule RC-C, Part I · Transact Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.2M |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.2M |
| Pledged Loans and Leases | RCONG378 | $2.1M |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $699K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $98K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (11 items)
About Schedule RC-E · Transact Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $3.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $3.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.8M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $1.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $583K |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $45K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $420K |
| Other Assets | RCON2168 | $367K |
| Accounts Receivable | RCONFT34 | $210K |
| Computer Software | RCONFT33 | $106K |
| Accrued Interest Receivable | RCONB556 | $28K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (8 items)
About Schedule RC-K · Transact Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $6.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.3M |
| Quarterly Average of Total Loans | RCON3360 | $2.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.2M |
| Mortgage-backed Securities | RCONB559 | $380K |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $45K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Transact Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $6.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $5.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $3.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 58 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Transact Bank, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Transact Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $22.0M |
| Retained Earnings | RCOAKW00 | -$21.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $6.6M |
| Average total consolidated assets | RCOAKW03 | $6.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $1.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$8K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.4068 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.4068 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.4068 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.3268 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1627 |
Schedule RC-R, Part II: Risk-Weighted Assets (26 items)
About Schedule RC-R, Part II · Transact Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.3M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.6M |
| Total Risk-weighted Assets | RCONG641 | $2.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.5M |
| Total All Other Assets | RCOND981 | $2.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $611K |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $611K |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $364K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $317K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $213K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $144K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $122K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $98K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $58K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $55K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $52K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$8K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$8K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.1M |
| Other Comprehensive Income | RIADB511 | -$3K |
Transact Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Transact Bank, N.A. call report?
The Transact Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Transact Bank, N.A. file?
Transact Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Transact Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Transact Bank, N.A. has Federal Reserve RSSD ID 403254 and FDIC certificate number 13986. Either one finds its filings on the FFIEC Central Data Repository.
How often does Transact Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Transact Bank, N.A. financial reports and ratios →
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Regulator records: FDIC BankFind (cert 13986) · FFIEC NIC profile (RSSD 403254)