Skip to main content

Triad Bank, N.A.: Core Deposit Ratio

95.47% Ranks #491 of 3,653 U.S. banks · 87th percentile

Data as of · sourced from FFIEC call reports. How we update

Triad Bank, N.A. reported a core deposit ratio of 95.47% as of Q2 2026, ranking #491 of 3,653 U.S. banks (87th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 95.47%
Q1 2026 93.60%
Q4 2025 92.40%
Q3 2025 94.02%
Q2 2025 95.16%
Q1 2025 94.22%
Q4 2024 93.83%
Q3 2024 95.06%
Q2 2024 94.58%
Q1 2024 94.35%
Q4 2023 94.23%
Q3 2023 93.29%

National Context

Latest value 95.47%
National rank#491 of 3,653
Percentile 87th
12-quarter low92.40%
12-quarter high95.47%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Triad Bank, N.A.'s Core Deposit Ratio?

Triad Bank, N.A.'s Core Deposit Ratio was 95.47% as of Q2 2026, ranking #491 of 3,653 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Triad Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 24677) · FFIEC NIC profile (RSSD 283652)