Triad Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Triad Bank, N.A. of Tulsa, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.41% | 1.34% | +1.07% | 93rd top |
| ROAE | 18.90% | 13.31% | +5.59% | 83rd top |
| Net Interest Margin | 5.26% | 3.93% | +1.33% | 95th top |
| Efficiency Ratio | 53.37% | 61.14% | -7.77% | 74th above |
| PPNR / Avg Assets | 2.41% | 1.68% | +0.73% | 87th top |
| Yield on Earning Assets | 6.18% | 5.67% | +0.51% | 76th top |
| Cost of Funds | 1.03% | 1.88% | -0.85% | 90th top |
| Net Interest Spread | 3.22% | 3.32% | -0.10% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 0.94% | -0.50% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.34% | 0.70% | -0.36% | 48th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans | 1.30% | 1.28% | +0.02% | 62nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 295.74% | 1538.97% | -1243.23% | 60th above |
| Texas Ratio | 34.80% | 7.33% | +27.47% | 2nd bottom |
| Provision / NCO | 0.00% | 1395.96% | -1395.96% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.66% | 12.14% | +0.52% | 72nd above |
| Equity / Assets | 12.16% | 11.37% | +0.79% | 72nd above |
| TCE / Tangible Assets | 12.16% | 11.09% | +1.07% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.71% | 80.64% | +8.07% | 31st below |
| Core Deposit Ratio | 95.47% | 86.86% | +8.61% | 86th top |
| Wholesale Funding Ratio | 0.97% | 5.03% | -4.06% | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.75% | 6.85% | -5.10% | 31st below |
| Loan Growth (Y/Y) | 17.38% | 7.90% | +9.48% | 90th top |
| Deposit Growth (Y/Y) | 1.14% | 6.29% | -5.15% | 30th below |
See Triad Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Triad Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Triad Bank, N.A. profile, how to read a UBPR, or how this data updates.