Triad Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.64 percentage points lower than in Q1 2026, at 89.91%. Within Oklahoma, Triad Bank, N.A. is 49th of 169 on loan-to-deposit ratio, 88.71% as of Q2 2026, above the middle of the field. Triad Bank, N.A. reported 88.71% on loan-to-deposit ratio for Q2 2026, 7.76 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $47.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $47.3M |
| Fed funds sold and reverse repos | $39.8M |
| Fed funds sold and reverse repos to assets | 17.43% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.97% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.71% |
| Net loans and leases to deposits | 87.55% |
| Loans and leases to core deposits | 89.91% |
| Core deposits to total deposits | 95.47% |
| Brokered deposits to total deposits | 9.22% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.31% | 93.29% | $0 | $1.1M |
| Q4 2023 | 80.87% | 94.23% | $0 | $1.1M |
| Q1 2024 | 78.20% | 94.35% | $0 | $2.3M |
| Q2 2024 | 72.75% | 94.58% | $0 | $2.3M |
| Q3 2024 | 63.58% | 95.06% | $0 | $2.3M |
| Q4 2024 | 77.27% | 93.83% | $0 | $2.3M |
| Q1 2025 | 80.06% | 94.22% | $0 | $2.2M |
| Q2 2025 | 76.43% | 95.16% | $0 | $2.2M |
| Q3 2025 | 75.07% | 94.02% | $0 | $2.2M |
| Q4 2025 | 99.53% | 92.40% | $0 | $2.2M |
| Q1 2026 | 93.03% | 93.60% | $0 | $2.2M |
| Q2 2026 | 88.71% | 95.47% | $0 | $2.2M |
Triad Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Triad Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Triad Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24677) · FFIEC NIC profile (RSSD 283652)