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Troy Bank & Trust Company: Return on Average Equity

12.26% Ranks #1,873 of 3,651 U.S. banks · 49th percentile

Data as of · sourced from FFIEC call reports. How we update

Troy Bank & Trust Company reported a return on average equity of 12.26% as of Q2 2026, ranking #1,873 of 3,651 U.S. banks (49th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.26%
Q1 2026 10.27%
Q4 2025 12.42%
Q3 2025 12.53%
Q2 2025 11.67%
Q1 2025 10.87%
Q4 2024 11.87%
Q3 2024 10.36%
Q2 2024 10.84%
Q1 2024 9.04%
Q4 2023 10.98%
Q3 2023 11.32%

National Context

Latest value 12.26%
National rank#1,873 of 3,651
Percentile 49th
12-quarter low9.04%
12-quarter high12.53%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Troy Bank & Trust Company's Return on Average Equity?

Troy Bank & Trust Company's Return on Average Equity was 12.26% as of Q2 2026, ranking #1873 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Troy Bank & Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 5598) · FFIEC NIC profile (RSSD 134437)