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Troy Bank & Trust Company Locations & Branches Troy, Alabama
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Troy Bank & Trust Company operates 13 branches from its headquarters in Troy, AL, . Its main office is at 1000 Highway 231 S, Troy, AL 36081.
Troy Bank & Trust Company branch network
All 13 branches are in ALABAMA, across 10 cities. Troy, AL has the most of its branches, 3. Its largest office by deposits is its main office in Troy, AL, with $826.5M (59.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Troy Bank & Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.83% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.60B
- Tier 1 leverage ratio, Q2 2026
- 12.83%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1906
Full financial profile · Is Troy Bank & Trust Company safe? · Troy Bank & Trust Company Q3 2026 call report, filed October 27, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Troy, AL (3 branches) | 1 of 4 | 82.0% | $897.2M |
| State: AL (13 branches) | 20 of 131 | 1.0% | $1.39B |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
Troy Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pike, AL (5 branches) | 1 of 4 | 84.1% | $1.04B | $1.24B |
| Houston, AL (2 branches) | 8 of 14 | 4.5% | $169.1M | $3.77B |
| Coffee, AL (3 branches) | 5 of 9 | 12.2% | $135.1M | $1.11B |
| Lee, AL (2 branches) | 17 of 21 | 1.0% | $45.5M | $4.48B |
| Dale, AL (1 branch) | 6 of 6 | 1.0% | $4.8M | $467.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Troy, AL (5 branches) | 1 of 4 | 84.1% | $1.04B | $1.24B |
| Dothan, AL (2 branches) | 13 of 18 | 3.6% | $169.1M | $4.69B |
| Enterprise, AL (3 branches) | 5 of 9 | 12.2% | $135.1M | $1.11B |
| Auburn-Opelika, AL (2 branches) | 17 of 21 | 1.0% | $45.5M | $4.48B |
| Ozark, AL (1 branch) | 6 of 6 | 1.0% | $4.8M | $467.4M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Troy Bank & Trust Company (main office) | Troy, AL | 36081 | $826.5M |
| Dothan Branch | Dothan, AL | 36305 | $156.0M |
| Brundidge Main Street Branch | Brundidge, AL | 36010 | $141.7M |
| Peoples Bank of Coffee County - Elba Branch | Elba, AL | 36323 | $85.5M |
| Highway 231 South Branch | Troy, AL | 36081 | $64.0M |
| Enterprise Branch | Enterprise, AL | 36330 | $40.1M |
| Opelika Branch | Opelika, AL | 36801 | $29.6M |
| Auburn Branch | Auburn, AL | 36830 | $15.9M |
| Dothan Branch | Dothan, AL | 36301 | $13.1M |
| New Brockton Branch | New Brockton, AL | 36351 | $9.6M |
| North Three Notch Street Branch | Troy, AL | 36081 | $6.7M |
| Ariton Branch | Ariton, AL | 36311 | $4.8M |
| Goshen Farmers Branch | Goshen, AL | 36035 | $846K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5598) · FFIEC NIC profile (RSSD 134437)