Trubank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Trubank of Indianola, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.97% | 1.25% | -0.28% | 30th below |
| ROAE | 10.41% | 13.17% | -2.76% | 38th below |
| Net Interest Margin | 3.65% | 3.95% | -0.30% | 34th below |
| Efficiency Ratio | 57.00% | 61.50% | -4.50% | 62nd above |
| PPNR / Avg Assets | 1.54% | — | — | 46th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.60% | 5.67% | -0.07% | 50th above |
| Cost of Funds | 1.90% | 1.87% | +0.03% | 43rd below |
| Net Interest Spread | 3.19% | — | — | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 93rd top |
| NPA / Total Assets | 0.30% | — | — | 52nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 75th top |
| ACL / Total Loans | 1.25% | — | — | 56th above |
| Texas Ratio | 11.17% | 6.06% | +5.11% | 15th bottom |
| Provision / NCO | 9000.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.23% | 11.75% | -2.52% | 16th bottom |
| Equity / Assets | 9.39% | 10.98% | -1.59% | 33rd below |
| TCE / Tangible Assets | 8.93% | — | — | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.93% | 80.44% | -1.51% | 54th above |
| Core Deposit Ratio | 80.75% | 86.95% | -6.20% | 18th bottom |
| Wholesale Funding Ratio | 15.72% | — | — | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.80% | — | — | 45th below |
| Loan Growth (Y/Y) | 0.78% | — | — | 25th below |
| Deposit Growth (Y/Y) | 6.45% | — | — | 66th above |
See Trubank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Trubank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Trubank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Trubank peer analysis.