Trustar Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Trustar Bank of Great Falls, VA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.70% | 1.34% | -0.64% | 13th bottom |
| ROAE | 7.49% | 12.40% | -4.91% | 16th bottom |
| Net Interest Margin | 3.17% | 3.83% | -0.66% | 20th bottom |
| Efficiency Ratio | 64.16% | 57.84% | +6.32% | 32nd below |
| PPNR / Avg Assets | 1.14% | — | — | 18th bottom |
| Yield on Earning Assets | 5.89% | 5.71% | +0.18% | 71st above |
| Cost of Funds | 3.02% | 2.02% | +1.00% | 8th bottom |
| Net Interest Spread | 2.45% | — | — | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.94% | 1.00% | -0.06% | 35th below |
| NPA / Total Assets | 0.78% | — | — | 33rd below |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 1.06% | — | — | 38th below |
| ACL / NPLs (Coverage) | 113.73% | — | — | 36th below |
| Texas Ratio | 3.15% | 5.47% | -2.32% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.34% | 14.99% | -3.65% | 14th bottom |
| Tier 1 Ratio | 11.34% | 15.02% | -3.68% | 14th bottom |
| Total Capital Ratio | 12.44% | — | — | 15th bottom |
| Leverage Ratio | 9.38% | 11.11% | -1.73% | 20th bottom |
| Equity / Assets | 9.42% | 11.02% | -1.60% | 30th below |
| TCE / Tangible Assets | 9.42% | — | — | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.91% | 86.99% | +10.92% | 21st bottom |
| Core Deposit Ratio | 85.45% | 85.57% | -0.12% | 36th below |
| Uninsured Deposit Ratio | 44.13% | 33.19% | +10.94% | 19th bottom |
| Wholesale Funding Ratio | 4.81% | — | — | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.56% | — | — | 79th top |
| Loan Growth (Y/Y) | 17.15% | — | — | 89th top |
| Deposit Growth (Y/Y) | 13.03% | — | — | 82nd top |
See Trustar Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Trustar Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Trustar Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Trustar Bank peer analysis.