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Trusttexas Bank, S.S.B.: Tier 1 Risk-Based Capital Ratio

17.51% Ranks #535 of 2,135 U.S. banks · 75th percentile

Data as of · sourced from FFIEC call reports. How we update

Trusttexas Bank, S.S.B. reported a tier 1 risk-based capital ratio of 17.51% as of Q2 2026, ranking #535 of 2,135 U.S. banks (75th percentile). That is down 2.29 percentage points from 19.80% a year earlier, and above the 15.50% median of the 888 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 17.51%
Q1 2026 18.85%
Q4 2025 19.56%
Q3 2025 15.39%
Q2 2025 19.80%
Q1 2025 19.42%
Q4 2024 21.63%
Q3 2024 23.42%
Q2 2024 21.95%
Q1 2024 23.52%
Q4 2023 22.04%
Q3 2023 23.80%

National Context

Latest value 17.51%
National rank#535 of 2,135
Percentile 75th
12-quarter low15.39%
12-quarter high23.80%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Trusttexas Bank, S.S.B.'s Tier 1 Risk-Based Capital Ratio?

Trusttexas Bank, S.S.B.'s Tier 1 Risk-Based Capital Ratio was 17.51% as of Q2 2026, ranking #535 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Trusttexas Bank, S.S.B. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 28515) · FFIEC NIC profile (RSSD 539872)