TS Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks TS Bank of Treynor, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.25% | 1.25% | -1.00% | 6th bottom |
| ROAE | 4.33% | 12.22% | -7.89% | 11th bottom |
| Net Interest Margin | 2.67% | 3.95% | -1.28% | 4th bottom |
| Efficiency Ratio | 90.21% | 63.71% | +26.50% | 5th bottom |
| PPNR / Avg Assets | 0.24% | — | — | 4th bottom |
| Yield on Earning Assets | 5.40% | 5.67% | -0.27% | 40th below |
| Cost of Funds | 2.62% | 1.87% | +0.75% | 12th bottom |
| Net Interest Spread | 2.45% | — | — | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.41% | 0.88% | +0.53% | 19th bottom |
| NPA / Total Assets | 0.77% | — | — | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 45th below |
| ACL / Total Loans | 1.16% | — | — | 45th below |
| ACL / NPLs (Coverage) | 81.65% | — | — | 21st bottom |
| Texas Ratio | 11.64% | 5.96% | +5.68% | 14th bottom |
| Provision / NCO | -3066.67% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.81% | 17.18% | -4.37% | 25th below |
| Tier 1 Ratio | 12.81% | 17.21% | -4.40% | 25th below |
| Total Capital Ratio | 13.56% | — | — | 22nd bottom |
| Leverage Ratio | 10.61% | 11.75% | -1.14% | 43rd below |
| Equity / Assets | 5.99% | 10.98% | -4.99% | 2nd bottom |
| TCE / Tangible Assets | 5.96% | — | — | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.53% | 80.44% | -19.91% | 83rd top |
| Core Deposit Ratio | 60.43% | 86.95% | -26.52% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.49% | — | — | 3rd bottom |
| Loan Growth (Y/Y) | 6.60% | — | — | 57th above |
| Deposit Growth (Y/Y) | -10.12% | — | — | 2nd bottom |
See TS Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock TS Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full TS Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the TS Bank peer analysis.