Union Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Union Bank of Mena, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.48% | 1.25% | +1.23% | 94th top |
| ROAE | 22.59% | 12.22% | +10.37% | 93rd top |
| Net Interest Margin | 4.75% | 3.95% | +0.80% | 87th top |
| Efficiency Ratio | 50.33% | 63.71% | -13.38% | 80th top |
| PPNR / Avg Assets | 2.61% | — | — | 91st top |
| Yield on Earning Assets | 6.24% | 5.67% | +0.57% | 78th top |
| Cost of Funds | 1.56% | 1.87% | -0.31% | 66th above |
| Net Interest Spread | 3.95% | — | — | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 0.88% | -0.62% | 60th above |
| NPA / Total Assets | 0.19% | — | — | 61st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 28th below |
| ACL / Total Loans | 1.52% | — | — | 80th top |
| ACL / NPLs (Coverage) | 585.93% | — | — | 73rd above |
| Texas Ratio | 1.60% | 5.96% | -4.36% | 62nd above |
| Provision / NCO | 546.51% | — | — | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.50% | 17.18% | +2.32% | 75th top |
| Tier 1 Ratio | 19.50% | 17.21% | +2.29% | 75th top |
| Total Capital Ratio | 20.76% | — | — | 76th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.40% | 11.75% | -0.35% | 56th above |
| Equity / Assets | 11.25% | 10.98% | +0.27% | 63rd above |
| TCE / Tangible Assets | 10.63% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.75% | 80.44% | -2.69% | 56th above |
| Core Deposit Ratio | 85.55% | 86.95% | -1.40% | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.00% | — | — | 79th top |
| Loan Growth (Y/Y) | 8.67% | — | — | 68th above |
| Deposit Growth (Y/Y) | 8.57% | — | — | 78th top |
See Union Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Union Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Union Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Union Bank peer analysis.