Bank call report · Minneapolis, MN
Union Bank and Trust Company Call Report
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Union Bank and Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 273 reported line items, schedule by schedule (820 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 689759 |
| FDIC certificate number | 22242 |
| Total assets | $253.4M |
Official Q2 2026 call report PDF (FFIEC) →
Union Bank and Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Union Bank and Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $253.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $253.4M |
| Total Liabilities and Minority Interest | RCON2948 | $232.5M |
| Total Deposits | RCON2200 | $230.9M |
| Deposits: Noninterest-bearing | RCON6631 | $158.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $115.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $113.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $85.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $72.3M |
| Interest-bearing Balances | RCON0071 | $41.0M |
| Total Equity Capital | RCON3210 | $20.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $20.9M |
| Surplus | RCON3839 | $17.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.5M |
| Other Assets | RCON2160 | $3.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $3.4M |
| Other Real Estate Owned | RCON2150 | $2.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.4M |
| Other Liabilities, Total | RCON2930 | $1.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.3M |
| Common Stock | RCON3230 | $1.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.0M |
| Other Components of Equity Capital | RCONA130 | -$495K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Union Bank and Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $5.2M |
| Total Noninterest Expense | RIAD4093 | $5.1M |
| Net Interest Income | RIAD4074 | $4.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.2M |
| Salaries and Employee Benefits | RIAD4135 | $2.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.6M |
| Total Noninterest Income | RIAD4079 | $2.3M |
| Other Noninterest Expense | RIAD4092 | $2.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.1M |
| Net Income (Loss) | RIAD4340 | $1.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $689K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $645K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $592K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $568K |
| Total Interest Expense | RIAD4073 | $545K |
| Provision for Loan and Lease Losses | RIAD4230 | $400K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $400K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $385K |
| Applicable Income Taxes | RIAD4302 | $343K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $334K |
| Other Noninterest Income | RIADB497 | $144K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $116K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $64K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $58K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $34K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $24K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $24K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $23K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $17K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $13K |
| Other Interest Income | RIAD4518 | $7K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $3K |
| Other Interest Expense | RIADGW44 | -$2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 44 |
Schedule RC-B: Securities (23 items)
About Schedule RC-B · Union Bank and Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $86.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $39.1M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $38.9M |
| Pledged Securities | RCON0416 | $24.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $23.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $23.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $23.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $16.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $15.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $15.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $14.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $13.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $11.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $6.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $6.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.4M |
| Fair Value of Structured Notes | RCON8783 | $963K |
| Amortized Cost of Structured Notes | RCON8782 | $957K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $890K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $491K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $84K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $6K |
Schedule RC-C, Part I: Loans and Leases (18 items)
About Schedule RC-C, Part I · Union Bank and Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $115.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $63.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $33.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $32.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $31.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $24.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $20.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $14.2M |
| Commercial and Industrial Loans | RCON1766 | $14.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $12.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $10.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $588K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $539K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $30K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $5K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $14.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $6.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $485K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $443K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $424K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $88K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 22 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 13 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (19 items)
About Schedule RC-E · Union Bank and Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $179.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $179.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $158.6M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $51.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $51.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $38.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $8.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $816K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $636K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $492K |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $480K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $445K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $115K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $1.3M |
| Other Assets | RCON2168 | $1.1M |
| Accrued Interest Receivable | RCONB556 | $855K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $497K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $269K |
| Prepaid Expenses | RCON2166 | $134K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Union Bank and Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $219.0M |
| Quarterly Average of Total Loans | RCON3360 | $110.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $95.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $42.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $41.0M |
| Mortgage-backed Securities | RCONB559 | $38.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $23.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $18.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $13.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.9M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $38K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Union Bank and Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $17.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $10.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $511K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Union Bank and Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $2.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $693K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Union Bank and Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $2.1M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.5M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · Union Bank and Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $231.0M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $219.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $194.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $35.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $21.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $494K |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $30K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,170 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 157 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 16 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Union Bank and Trust Company regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Union Bank and Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $219.0M |
| Average total consolidated assets | RCOAKW03 | $219.0M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $135.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $23.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $21.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $21.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $21.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $20.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $18.5M |
| Retained Earnings | RCOAKW00 | $3.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1741 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1616 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1616 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1002 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0941 |
Schedule RC-R, Part II: Risk-Weighted Assets (39 items)
About Schedule RC-R, Part II · Union Bank and Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $136.4M |
| Total Risk-weighted Assets | RCONG641 | $135.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $119.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $119.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $114.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $111.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $105.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $85.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $84.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $84.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $52.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $52.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $47.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $47.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $42.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $39.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $10.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $10.6M |
| Total All Other Assets | RCOND981 | $7.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $7.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $5.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $5.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $5.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $3.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $3.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $3.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $1.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $1.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $864K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $144K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $81K |
Schedule RC-T: Fiduciary and Related Services (28 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $14.34B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $50.8M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $49.5M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $15.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $8.0M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $8.0M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $7.5M |
| Income from Fiduciary Activities | RIAD4070 | $2.0M |
| Custody and Safekeeping Accounts | RIADB909 | $1.7M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $891K |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $422K |
| Other Retirement Accounts - Managed Assets | RCONB880 | $422K |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $353K |
| Personal Trust and Agency Accounts | RIADB904 | $256K |
| Other Retirement Accounts | RIADB907 | $11K |
| All Other Fiduciary Income | RIADA480 | $3K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $3K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 487 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 76 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 62 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 25 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 21 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 21 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 11 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 3 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 3 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 3 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $21.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $21.0M |
| Total Equity Capital | RIAD3210 | $20.9M |
| Other Comprehensive Income | RIADB511 | -$587K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $300K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$264K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Union Bank and Trust Company changes in allowances for credit losses trends
Union Bank and Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Union Bank and Trust Company call report?
The Union Bank and Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Union Bank and Trust Company file?
Union Bank and Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Union Bank and Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Union Bank and Trust Company has Federal Reserve RSSD ID 689759 and FDIC certificate number 22242. Either one finds its filings on the FFIEC Central Data Repository.
How often does Union Bank and Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Union Bank and Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22242) · FFIEC NIC profile (RSSD 689759)