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United Bank: Return on Average Equity

20.74% Ranks #394 of 3,651 U.S. banks · 89th percentile

Data as of · sourced from FFIEC call reports. How we update

United Bank reported a return on average equity of 20.74% as of Q2 2026, ranking #394 of 3,651 U.S. banks (89th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 20.74%
Q1 2026 24.20%
Q4 2025 23.13%
Q3 2025 21.81%
Q2 2025 21.73%
Q1 2025 24.21%
Q4 2024 24.60%
Q3 2024 21.87%
Q2 2024 26.52%
Q1 2024 28.30%
Q4 2023 27.98%
Q3 2023 34.62%

National Context

Latest value 20.74%
National rank#394 of 3,651
Percentile 89th
12-quarter low20.74%
12-quarter high34.62%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is United Bank's Return on Average Equity?

United Bank's Return on Average Equity was 20.74% as of Q2 2026, ranking #394 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full United Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 172) · FFIEC NIC profile (RSSD 37435)