Branch Network
United Bank Locations & Branches Zebulon, Georgia
BankRegReports is independent of United Bank and never asks for online banking logins or passwords.
United Bank operates 17 branches from its headquarters in Zebulon, GA, .
United Bank branch network
All 17 branches are in GEORGIA, across 12 cities. Griffin, GA has the most of its branches, 3. Its largest office by deposits is the 308 Thomaston Street Branch office in Barnesville, GA, with $264.4M (14.0% of its branch deposits). On June 30, 2025 it had 18 branches, 1 more than in 2026.
United Bank at a glance
Its CET1 capital ratio was 24.35% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.16B
- CET1 ratio, Q2 2026
- 24.35%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1905
Full financial profile · Is United Bank safe? · United Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Zebulon, GA (1 branch) | 1 of 2 | 81.0% | $193.4M |
| State: GA (17 branches) | 23 of 177 | 0.5% | $1.88B |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
United Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Spalding, GA (4 branches) | 1 of 7 | 35.7% | $424.2M | $1.19B |
| Lamar, GA (2 branches) | 1 of 1 | 100.0% | $279.9M | $279.9M |
| Butts, GA (1 branch) | 2 of 2 | 47.3% | $215.3M | $455.4M |
| Pike, GA (1 branch) | 1 of 2 | 71.3% | $193.4M | $271.2M |
| Monroe, GA (2 branches) | 1 of 3 | 65.1% | $183.9M | $282.5M |
| Newton, GA (1 branch) | 4 of 9 | 15.5% | $177.2M | $1.14B |
| Upson, GA (2 branches) | 1 of 4 | 33.2% | $164.9M | $496.5M |
| Coweta, GA (2 branches) | 10 of 16 | 4.5% | $116.8M | $2.58B |
| Morgan, GA (1 branch) | 3 of 4 | 15.7% | $91.8M | $584.7M |
| Meriwether, GA (1 branch) | 4 of 4 | 10.9% | $34.7M | $319.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Alpharetta, GA (13 branches) | 17 of 81 | 0.6% | $1.53B | $254.61B |
| Macon-Bibb County, GA (2 branches) | 10 of 20 | 3.3% | $183.9M | $5.62B |
| Thomaston, GA (2 branches) | 1 of 4 | 33.2% | $164.9M | $496.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 308 Thomaston Street Branch | Barnesville, GA | 30204 | $264.4M |
| 505 South Hill Street Branch | Griffin, GA | 30224 | $223.9M |
| Jackson Branch | Jackson, GA | 30233 | $215.3M |
| United Bank (main office) | Zebulon, GA | 30295 | $193.4M |
| Covington Branch | Covington, GA | 30014 | $177.2M |
| Thomaston Main Branch | Thomaston, GA | 30286 | $149.7M |
| Monroe County Bank Branch | Forsyth, GA | 31029 | $147.2M |
| First Coweta Bank Branch | Newnan, GA | 30263 | $100.6M |
| Madison Branch | Madison, GA | 30650 | $91.8M |
| Northside Branch | Griffin, GA | 30223 | $80.6M |
| Williamson Branch | Williamson, GA | 30292 | $66.3M |
| West Taylor Street Branch | Griffin, GA | 30223 | $53.4M |
| Bolingbroke Branch | Macon, GA | 31210 | $36.7M |
| The Woodbury Banking Company Branch | Woodbury, GA | 30293 | $34.7M |
| Newnan Branch | Newnan, GA | 30265 | $16.1M |
| Ingles Branch | Barnesville, GA | 30204 | $15.6M |
| Thomaston 19 North | Thomaston, GA | 30286 | $15.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 172) · FFIEC NIC profile (RSSD 37435)