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United Bank of Union: Return on Equity

19.04% Ranks #560 of 3,614 U.S. banks · 85th percentile

Data as of · sourced from FFIEC call reports. How we update

United Bank of Union reported a return on equity of 19.04% as of Q2 2026, ranking #560 of 3,614 U.S. banks (85th percentile). That is up 1.17 percentage points from 17.87% a year earlier, and above the 12.97% median of the 734 Midsize Community Banks ($500M–$1B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 19.04%
Q1 2026 16.58%
Q4 2025 17.80%
Q3 2025 19.27%
Q2 2025 17.87%
Q1 2025 16.36%
Q4 2024 -3.40%
Q3 2024 16.13%
Q2 2024 13.77%
Q1 2024 13.42%
Q4 2023 13.77%
Q3 2023 14.95%

National Context

Latest value 19.04%
National rank#560 of 3,614
Percentile 85th
12-quarter low-3.40%
12-quarter high19.27%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is United Bank of Union's Return on Equity?

United Bank of Union's Return on Equity was 19.04% as of Q2 2026, ranking #560 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full United Bank of Union profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14334) · FFIEC NIC profile (RSSD 562058)