Bank call report · Carteret, NJ
United Roosevelt Savings Bank Call Report
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United Roosevelt Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 332 reported line items, schedule by schedule (919 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 644776 |
| FDIC certificate number | 29170 |
| Total assets | $381.2M |
Official Q2 2026 call report PDF (FFIEC) →
United Roosevelt Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · United Roosevelt Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $381.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $381.2M |
| Total Liabilities and Minority Interest | RCON2948 | $347.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $320.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $317.6M |
| Total Deposits | RCON2200 | $303.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $283.7M |
| Other Borrowed Money | RCON3190 | $41.2M |
| Total Equity Capital | RCON3210 | $33.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $33.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $28.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $20.9M |
| Deposits: Noninterest-bearing | RCON6631 | $19.8M |
| Other Assets | RCON2160 | $17.3M |
| Surplus | RCON3839 | $15.7M |
| Held-to-maturity Securities, Total | RCON1754 | $8.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8.8M |
| Interest-bearing Balances | RCON0071 | $4.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.0M |
| Other Liabilities, Total | RCON2930 | $2.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.5M |
| Other Components of Equity Capital | RCONA130 | -$2.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$666K |
| Common Stock | RCON3230 | $200K |
Schedule RI: Income Statement (34 items)
About Schedule RI · United Roosevelt Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $10.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.9M |
| Net Interest Income | RIAD4074 | $5.3M |
| Total Interest Expense | RIAD4073 | $4.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.6M |
| Total Noninterest Expense | RIAD4093 | $4.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.8M |
| Salaries and Employee Benefits | RIAD4135 | $2.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.0M |
| Other Noninterest Expense | RIAD4092 | $1.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $851K |
| Net Income (Loss) | RIAD4340 | $851K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $851K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $821K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $522K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $469K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $402K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $348K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $313K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $281K |
| Applicable Income Taxes | RIAD4302 | $255K |
| Provision for Loan and Lease Losses | RIAD4230 | $228K |
| Total Noninterest Income | RIAD4079 | $226K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $219K |
| Other Noninterest Income | RIADB497 | $200K |
| Interest on Other Securities | RIAD4060 | $190K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $141K |
| Other Interest Income | RIAD4518 | $86K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $26K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 33 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (34 items)
About Schedule RC-B · United Roosevelt Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $616K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $513K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $453K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $458K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $6.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $5.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $362K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $373K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $14.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $14.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $29.3M |
| Pledged Securities | RCON0416 | $24.6M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $8.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $8.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $8.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $6.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $6.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $6.3M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $6.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $5.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $5.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $2.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $1.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $453K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $231K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $230K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · United Roosevelt Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $320.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $179.5M |
| Pledged Loans and Leases | RCONG378 | $163.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $118.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $65.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $62.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $46.2M |
| Commercial and Industrial Loans | RCON1766 | $37.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $37.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $34.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $32.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $26.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $25.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $22.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $20.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $19.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $18.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $16.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $9.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $3.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $665K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $629K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $53K |
| Other Loans | RCONJ464 | $53K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $24K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $16.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $7.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $71K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 208 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 134 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 57 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 35 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 7 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · United Roosevelt Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $215.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $161.7M |
| Total Transaction Accounts | RCON2215 | $87.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $78.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $67.4M |
| Total Brokered Deposits | RCON2365 | $64.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $63.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $53.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $52.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $48.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $37.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $37.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $36.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $34.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $33.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $32.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $31.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $26.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $26.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $20.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $20.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $18.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $16.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $15.6M |
| Total reciprocal deposits | RCONJH83 | $14.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $12.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $6.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $6.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $3.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.8M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $1.0M |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $7.2M |
| Other Assets | RCON2168 | $6.4M |
| Prepaid Expenses | RCON2166 | $3.7M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $2.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.2M |
| Accrued Interest Receivable | RCONB556 | $1.5M |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $923K |
| Operating lease liabilities | RCONLB56 | $545K |
| Deferred Compensation Liabilities | RCONC011 | $531K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $139K |
| Net Deferred Tax Liabilities | RCON3049 | $109K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $20K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · United Roosevelt Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $379.9M |
| Quarterly Average of Total Loans | RCON3360 | $305.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $181.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $139.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $63.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $50.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $45.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $45.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $39.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $35.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $30.1M |
| Mortgage-backed Securities | RCONB559 | $22.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $9.9M |
| All Other Securities | RCONB560 | $8.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $7.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · United Roosevelt Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $3.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $3.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.5M |
| Performance Standby Letters of Credit | RCON3821 | $66K |
| Commercial and Similar Letters of Credit | RCON3411 | $19K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · United Roosevelt Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $20.8M |
| FHLB Advances: Structured Advances | RCONF059 | $14.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $8.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $7.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $3.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $3.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $1.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $608K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · United Roosevelt Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $93K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $53K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $40K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · United Roosevelt Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over Five Years | RCONG468 | $1.9M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $379.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $303.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $176.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $122.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $34.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 66,905 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 170 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 116 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · United Roosevelt Savings Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $260.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · United Roosevelt Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $379.9M |
| Average total consolidated assets | RCOAKW03 | $379.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $260.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $37.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $34.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $34.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $34.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $33.9M |
| Retained Earnings | RCOAKW00 | $20.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $13.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$666K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$545K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$121K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1427 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1329 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1329 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0911 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0627 |
Schedule RC-R, Part II: Risk-Weighted Assets (44 items)
About Schedule RC-R, Part II · United Roosevelt Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $260.3M |
| Total Risk-weighted Assets | RCONG641 | $260.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $184.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $184.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $183.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $183.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $162.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $162.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $160.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $136.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $136.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $92.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $29.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $29.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $28.5M |
| Total All Other Assets | RCOND981 | $20.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $19.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $16.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $9.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $9.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $9.2M |
| Total Held-to-maturity Securities | RCOND961 | $8.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $6.0M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $5.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.2M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $2.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.6M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$753K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $453K |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $322K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $66K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $53K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $33K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $33K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $19K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $4K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $4K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $33.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $26.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $26.1M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $9.4M |
| Other Comprehensive Income | RIADB511 | -$2.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · United Roosevelt Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $50K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $50K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · United Roosevelt Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $75K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $60K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $50K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$15K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $6K |
Schedule RI-E: Explanations (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $9.4M |
| Data Processing Expenses | RIADC017 | $263K |
| Marketing and Other Professional Services | RIAD0497 | $150K |
| Consulting and Advisory Expense | RIADF557 | $148K |
| Accounting and Auditing Expenses | RIADF556 | $147K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $134K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $127K |
| Directors' Fees | RIAD4136 | $112K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $105K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $37K |
| Legal Expense | RIAD4141 | $36K |
| Printing, Stationery, and Supplies | RIADC018 | $27K |
| Telecommunications Expense | RIADF559 | $25K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $20K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $8K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $4K |
| Safe Deposit Box Rent | RIADC015 | $4K |
United Roosevelt Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the United Roosevelt Savings Bank call report?
The United Roosevelt Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does United Roosevelt Savings Bank file?
United Roosevelt Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the United Roosevelt Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: United Roosevelt Savings Bank has Federal Reserve RSSD ID 644776 and FDIC certificate number 29170. Either one finds its filings on the FFIEC Central Data Repository.
How often does United Roosevelt Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
United Roosevelt Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29170) · FFIEC NIC profile (RSSD 644776)