U.S. Bank Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on assets: 17.40 percentage points higher than in Q1 2026, at 35.16%. U.S. Bank Trust Company, N.A.'s return on assets of 35.16% is well above the 1.28% median for banks in the $1B-10B asset tier, a gap of 33.88 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 409.95% |
| Tier 1 risk-based capital ratio | 409.95% |
| Total risk-based capital ratio | 409.95% |
| Tier 1 leverage ratio | 98.64% |
| Equity capital to assets | 91.63% |
| Tangible equity to tangible assets | 89.81% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 35.16% |
| Return on equity | 37.22% |
| Net interest margin | 3.81% |
| Efficiency ratio | 22.23% |
| Yield on earning assets | 3.81% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 0.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 312.45% | 312.45% | 312.45% | 85.70% | -7.17% |
| Q4 2023 | 359.18% | 359.18% | 359.18% | 94.17% | 49.58% |
| Q1 2024 | 349.92% | 349.92% | 349.92% | 84.69% | 18.35% |
| Q2 2024 | 386.48% | 386.48% | 386.48% | 89.18% | 24.33% |
| Q3 2024 | 391.32% | 391.32% | 391.32% | 90.90% | 23.35% |
| Q4 2024 | 391.35% | 391.35% | 391.35% | 90.39% | 18.32% |
| Q1 2025 | 395.86% | 395.86% | 395.86% | 90.65% | 13.51% |
| Q2 2025 | 398.37% | 398.37% | 398.37% | 92.24% | 15.70% |
| Q3 2025 | 398.39% | 398.39% | 398.39% | 92.10% | 16.18% |
| Q4 2025 | 392.58% | 392.58% | 392.58% | 90.66% | 11.72% |
| Q1 2026 | 404.56% | 404.56% | 404.56% | 93.19% | 17.76% |
| Q2 2026 | 409.95% | 409.95% | 409.95% | 98.64% | 35.16% |
U.S. Bank Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2567123)