U.S. Bank Trust N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on assets climbed 3.58 percentage points in Q2 2026, from 7.32% to 10.89%. It was the largest change from Q1 2026 among the key lines here. U.S. Bank Trust N.A.'s return on assets of 10.89% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 9.65 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 488.44% |
| Tier 1 risk-based capital ratio | 488.44% |
| Total risk-based capital ratio | 488.44% |
| Tier 1 leverage ratio | 99.77% |
| Equity capital to assets | 98.61% |
| Tangible equity to tangible assets | 98.59% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 10.89% |
| Return on equity | 11.07% |
| Net interest margin | 3.80% |
| Efficiency ratio | -5.51% |
| Yield on earning assets | 3.80% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 490.64% | 490.64% | 490.64% | 99.20% | 7.55% |
| Q4 2023 | 490.08% | 490.08% | 490.08% | 99.03% | 7.56% |
| Q1 2024 | 487.27% | 487.27% | 487.27% | 99.34% | 8.42% |
| Q2 2024 | 492.25% | 492.25% | 492.25% | 98.96% | 7.98% |
| Q3 2024 | 481.32% | 481.32% | 481.32% | 99.05% | 7.85% |
| Q4 2024 | 488.79% | 488.79% | 488.79% | 99.01% | 8.41% |
| Q1 2025 | 487.48% | 487.48% | 487.48% | 99.15% | 8.24% |
| Q2 2025 | 489.41% | 489.41% | 489.41% | 98.84% | 7.33% |
| Q3 2025 | 493.03% | 493.03% | 493.03% | 99.18% | 6.76% |
| Q4 2025 | 489.54% | 489.54% | 489.54% | 99.56% | 8.39% |
| Q1 2026 | 486.56% | 486.56% | 486.56% | 99.25% | 7.32% |
| Q2 2026 | 488.44% | 488.44% | 488.44% | 99.77% | 10.89% |
U.S. Bank Trust N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2916963)