U.S. Bank Trust N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
U.S. Bank Trust N.A. reported little change from Q1 2026 to Q2 2026. Net interest margin showed the biggest shift, 3.79% to 3.80%. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. U.S. Bank Trust N.A. sits 0.15 points lower, at 3.80% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.80% |
| Yield on loans | — |
| Yield on securities | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.80% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin |
|---|---|---|
| Q3 2023 | 5.48% | 5.48% |
| Q4 2023 | 5.56% | 5.56% |
| Q1 2024 | 5.66% | 5.66% |
| Q2 2024 | 5.48% | 5.48% |
| Q3 2024 | 5.47% | 5.47% |
| Q4 2024 | 4.88% | 4.88% |
| Q1 2025 | 4.45% | 4.45% |
| Q2 2025 | 4.47% | 4.47% |
| Q3 2025 | 4.49% | 4.49% |
| Q4 2025 | 4.16% | 4.16% |
| Q1 2026 | 3.79% | 3.79% |
| Q2 2026 | 3.80% | 3.80% |
U.S. Bank Trust N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2916963)