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Bank call report · Miami, FL

U.S. Century Bank Call Report

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U.S. Century Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 362 reported line items, schedule by schedule (713 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

U.S. Century Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID3146150
FDIC certificate number57369
Total assets$3.02B

Official Q2 2026 call report PDF (FFIEC) →

U.S. Century Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (24 items)

About Schedule RC · U.S. Century Bank balance sheet trends

U.S. Century Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $3.02B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $3.02B
Total Liabilities and Minority Interest RCON2948 $2.75B
Total Deposits RCON2200 $2.48B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $2.32B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $2.30B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $1.83B
Deposits: Noninterest-bearing RCON6631 $648.0M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $332.9M
Surplus RCON3839 $311.6M
Total Equity Capital RCON3210 $263.6M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $263.6M
Other Borrowed Money RCON3190 $240.9M
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $136.1M
Held-to-maturity Securities, Total RCON1754 $136.1M
Other Assets RCON2160 $115.9M
Interest-bearing Balances RCON0071 $110.3M
Undivided Profits and Capital Reserves RCON3632 -$36.7M
Accumulated Other Comprehensive Income RCONB530 -$31.4M
Other Liabilities, Total RCON2930 $29.3M
Allowance for Loan and Lease Losses RCON3123 $26.7M
Common Stock RCON3230 $20.0M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $17.3M
Noninterest-bearing Balances and Currency and Coin RCON0081 $7.9M
Schedule RI: Income Statement (37 items)

About Schedule RI · U.S. Century Bank income statement trends

U.S. Century Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $76.6M
Interest and Fee Income on Loans, Total RIAD4010 $67.7M
Net Interest Income RIAD4074 $48.0M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $37.2M
Total Interest Expense RIAD4073 $28.6M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $28.6M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $28.6M
Total Noninterest Expense RIAD4093 $25.9M
Income (Loss) Before Discontinued Operations RIAD4300 $21.5M
Net Income (Loss) RIAD4340 $21.5M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $21.5M
Savings Deposits (Including Mmdas) RIAD0093 $16.6M
Salaries and Employee Benefits RIAD4135 $15.3M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $11.5M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $9.5M
Total Noninterest Income RIAD4079 $8.5M
Other Noninterest Expense RIAD4092 $7.9M
Other Noninterest Income RIADB497 $7.2M
Applicable Income Taxes RIAD4302 $7.1M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $6.1M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $6.0M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $5.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $3.6M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $3.4M
Expenses of Premises and Fixed Assets RIAD4217 $2.7M
Provisions for Credit Losses on Financial Assets RIADJJ33 $2.1M
Other Interest Expense RIADGW44 $2.0M
Interest Income on Balances Due from Depository Institutions RIAD4115 $1.7M
Provision for Loan and Lease Losses RIAD4230 $1.5M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $1.1M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $621K
Interest on Other Securities RIAD4060 $565K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $525K
Other Interest Income RIAD4518 $180K
Net Gains (Losses) on Sales of Loans RIAD5416 $106K
Realized Gains (Losses) on Available-for-sale Debt Securities RIAD3196 $14K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 216
Schedule RC-B: Securities (41 items)

About Schedule RC-B · U.S. Century Bank securities trends

U.S. Century Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $106.5M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $88.9M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost RCONG312 $58.2M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value RCONG313 $52.5M
Total Amortized Cost of Available-for-sale Securities RCON1772 $366.3M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $205.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $148.3M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $145.4M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $136.8M
Total Fair Value of Held-to-maturity Securities RCON1771 $124.2M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK152 $67.2M
Pledged Securities RCON0416 $62.8M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK153 $61.7M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost RCONHT54 $37.5M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost RCONHT50 $37.3M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value RCONHT55 $34.8M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value RCONHT51 $34.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $28.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $23.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $17.8M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $15.8M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $15.6M
Fair Value of Other Available-for-sale Domestic Debt Securities RCON1741 $14.7M
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCON1739 $14.6M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $11.9M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $10.9M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $10.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $9.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $6.1M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $6.0M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $5.2M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $5.0M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $5.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONA555 $4.5M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $4.2M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost RCONK150 $2.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $2.3M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value RCONK151 $2.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $1.5M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost RCONK142 $801K
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value RCONK143 $710K
Schedule RC-C, Part I: Loans and Leases (34 items)

About Schedule RC-C, Part I · U.S. Century Bank loans and leases trends

U.S. Century Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $2.32B
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $743.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $665.0M
Pledged Loans and Leases RCONG378 $660.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $409.5M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $326.5M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $322.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $319.5M
Commercial and Industrial Loans RCON1766 $303.7M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $232.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $229.8M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $210.8M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $203.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $198.2M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $192.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $176.9M
Loans to Depository Institutions RCON1288 $137.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $103.1M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $74.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $56.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $56.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $24.5M
Loans Secured by 1-4 Family Residential Construction RCONF158 $21.0M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $19.8M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $18.4M
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $13.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $6.7M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $903K
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $866K
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $838K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $607K
Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans RCONK256 $578K
Other Loans RCONJ464 $248K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $29K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)

About Schedule RC-C, Part II

U.S. Century Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $80.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $33.0M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $3.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $3.1M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $332K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $43K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 160
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 89
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 27
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 23
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 7
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 3
Schedule RC-E: Deposit Liabilities (30 items)

About Schedule RC-E · U.S. Century Bank deposit liabilities trends

U.S. Century Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $1.78B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $1.48B
Money Market Deposit Accounts (Mmda's) RCON6810 $1.22B
Total Transaction Accounts RCON2215 $697.7M
Total Demand Deposits (See Note Below) RCON2210 $648.0M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $623.1M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $297.3M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $232.1M
Total Time Deposits of Less Than $100,000 RCON6648 $222.1M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $221.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $201.8M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $190.9M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $190.9M
Total Brokered Deposits RCON2365 $190.9M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $180.6M
Total reciprocal deposits RCONJH83 $176.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $95.6M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $94.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $85.9M
Nontransaction Deposits of Banks in Foreign Countries RCON2236 $81.3M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $78.7M
Total Transaction Accounts - Deposits of Banks in Foreign Countries RCON2213 $72.3M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $51.4M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $32.0M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $12.2M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $6.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $3.0M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $2.3M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $1.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $507K
Schedule RC-F: Other Assets (7 items)

About Schedule RC-F

U.S. Century Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $60.4M
Other Assets RCON2168 $16.6M
Net Deferred Tax Assets RCON2148 $13.8M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $13.4M
Accrued Interest Receivable RCONB556 $11.7M
Accounts Receivable RCONFT34 $8.4M
Derivatives with a Position Fair Value Held for Purposes Other Than Trading RCONC010 $6.7M
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

U.S. Century Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $20.0M
Operating lease liabilities RCONLB56 $12.6M
Derivatives with a Negative Fair Value Held for Purposes Other Than Trading RCONC012 $6.6M
Other Expenses Accrued and Unpaid RCON3646 $6.0M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $1.9M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $1.3M
Schedule RC-K: Quarterly Averages (15 items)

About Schedule RC-K · U.S. Century Bank quarterly averages trends

U.S. Century Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $2.93B
Quarterly Average of Total Loans RCON3360 $2.25B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $1.28B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $1.28B
Mortgage-backed Securities RCONB559 $417.4M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $359.7M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $296.1M
Quarterly Average of Commercial and Industrial Loans RCON3387 $279.9M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $228.3M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $205.0M
Quarterly Average of Other Borrowed Money RCON3355 $100.7M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $80.6M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $51.7M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $51.0M
All Other Securities RCONB560 $21.3M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)

About Schedule RC-L · U.S. Century Bank derivatives and off-balance-sheet items trends

U.S. Century Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $903.8M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $66.4M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $47.0M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $44.1M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $30.5M
1-4 Family Residential Construction Loan Commitments RCONF164 $17.6M
Commercial and Similar Letters of Credit RCON3411 $1.8M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $1.2M
Performance Standby Letters of Credit RCON3821 $626K
Schedule RC-M: Memoranda (2 items)

About Schedule RC-M · U.S. Century Bank memoranda trends

U.S. Century Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $240.9M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $240.9M
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)

About Schedule RC-N · U.S. Century Bank past due and nonaccrual loans, leases, and other assets trends

U.S. Century Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $2.1M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $1.4M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $1.2M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $1.2M
Commercial and Industrial Loans - Nonaccrual RCON1608 $704K
Additions to Nonaccrual Assets RCONC410 $607K
Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual RCONK259 $568K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $568K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $9K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · U.S. Century Bank other data for deposit insurance assessments trends

U.S. Century Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $2.93B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $2.48B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $1.75B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $1.35B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $726.2M
Average Tangible Equity for the Calendar Quarter RCONK654 $289.8M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $10.1M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $2.1M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 18,839
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 1,426
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 231
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 4
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · U.S. Century Bank regulatory capital trends

U.S. Century Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $2.34B
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)

About Schedule RC-R, Part I · U.S. Century Bank regulatory capital components and ratios trends

U.S. Century Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $2.93B
Average Total Assets (Net of Deductions) RCOAA224 $2.93B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $2.34B
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $331.6M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $320.1M
Common Equity Tier 1 Capital RCOAP859 $292.0M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $292.0M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $292.0M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $263.6M
Retained Earnings RCOAKW00 -$36.7M
Accumulated Other Comprehensive Income RCOAB530 -$31.4M
General Loan and Lease Valuation Allowances RCOA5310 $28.0M
Tier 2 (Supplementary) Capital RCOA5311 $28.0M
Tier 2 Capital Before Deductions RCOAP870 $28.0M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$24.9M
Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP848 -$6.6M
Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls RCOAP843 $3.0M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $3.0M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 $68K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1368
Common Equity Tier 1 Capital Ratio RCOAP793 0.1248
Tier 1 Risk-based Capital Ratio RCOA7206 0.1248
Tier 1 Leverage Capital Ratio RCOA7204 0.0997
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0568
Schedule RC-R, Part II: Risk-Weighted Assets (69 items)

About Schedule RC-R, Part II · U.S. Century Bank risk-weighted assets trends

U.S. Century Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $2.34B
Total Risk-weighted Assets RCONG641 $2.34B
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $1.94B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $1.91B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $1.91B
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $1.83B
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $1.69B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $487.9M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $475.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $454.1M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $382.2M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $380.1M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $378.3M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $358.7M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $332.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $310.6M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $310.6M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $244.0M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $191.6M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $171.7M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $159.0M
Total Held-to-maturity Securities RCOND961 $136.1M
Total All Other Assets RCOND981 $133.2M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $124.6M
Total Cash and Balances Due from Depository Institutions RCOND957 $118.2M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $117.9M
Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category RCONS461 $113.4M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $107.1M
Held-to-maturity Securities - 20 Pct Risk Weight Category RCOND963 $104.7M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $85.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $83.0M
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $82.9M
Loans and Leases, Net of Unearned Income, All Other Exposures - 150 Pct Risk Weight Category RCONS463 $82.1M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $72.2M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $62.1M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $60.6M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$59.3M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCONS584 $47.8M
Held-to-maturity Securities - 0 Pct Risk Weight Category RCOND962 $40.3M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $33.8M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$33.5M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $21.4M
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $14.6M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $14.1M
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $12.9M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $9.7M
Held-to-maturity Securities - Adjustment to Totals Reported in Column a RCONS399 -$8.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $6.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $6.8M
Over-the-counter Derivatives - 0 Pct Risk Weight Category RCONS543 $3.1M
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $3.1M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCONG606 $1.8M
All Other Assets - 50 Pct Risk Weight Category RCOND984 $1.7M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $1.2M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $1.2M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $1.2M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $1.0M
Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category RCONG626 $779K
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $704K
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $704K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCOND997 $626K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $549K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCONG611 $364K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCONG607 $364K
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCONG605 $313K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCOND998 $313K
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $261K
Financial Standby Letters of Credit - 150 Pct Risk Weight Category RCONS511 $184K
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCONG642 $92K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

U.S. Century Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $263.6M
Balance End of Previous Calendar Year as Restated RIADB508 $248.2M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $248.2M
Cash Dividends Declared on Common Stock RIAD4460 $5.0M
Other Comprehensive Income RIADB511 -$1.1M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)

About Schedule RI-B, Part I · U.S. Century Bank charge-offs and recoveries on loans and leases trends

U.S. Century Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $303K
Charge-offs on Commercial and Industrial Loans RIAD4638 $296K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $19K
Recoveries on Commercial and Industrial Loans RIAD4608 $19K
Charge-offs on All Other Loans RIAD4644 $7K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)

About Schedule RI-B, Part II · U.S. Century Bank changes in allowances for credit losses trends

U.S. Century Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $26.7M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $25.5M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $585K
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $303K
Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) RIADJH88 $2K
Provisions for credit losses, Held-to-maturity debt securities RIADJH90 -$2K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)

About Schedule RI-C

U.S. Century Bank Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $2.32B
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $953.8M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $668.6M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $455.3M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $204.0M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $40.8M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $26.7M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $8.2M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $7.2M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $6.3M
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $4.5M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $495K

U.S. Century Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the U.S. Century Bank call report?

The U.S. Century Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does U.S. Century Bank file?

U.S. Century Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the U.S. Century Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: U.S. Century Bank has Federal Reserve RSSD ID 3146150 and FDIC certificate number 57369. Either one finds its filings on the FFIEC Central Data Repository.

How often does U.S. Century Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

U.S. Century Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.