US Metro Bank: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
US Metro Bank reported a non-performing assets ratio of 1.50% as of Q2 2026, ranking #450 of 3,656 U.S. banks (88th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
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What is US Metro Bank's Non-Performing Assets Ratio?
US Metro Bank's Non-Performing Assets Ratio was 1.50% as of Q2 2026, ranking #450 of 3,656 U.S. banks.
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
More US Metro Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full US Metro Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 58310) · FFIEC NIC profile (RSSD 3470154)