Bank call report · Roswell, NM
Valley Bank of Commerce Call Report
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Valley Bank of Commerce filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 254 reported line items, schedule by schedule (808 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 481159 |
| FDIC certificate number | 22600 |
| Total assets | $304.1M |
Official Q2 2026 call report PDF (FFIEC) →
Valley Bank of Commerce call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Valley Bank of Commerce balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $304.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $304.1M |
| Total Liabilities and Minority Interest | RCON2948 | $260.5M |
| Total Deposits | RCON2200 | $260.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $157.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $155.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $140.8M |
| Interest-bearing Balances | RCON0071 | $129.5M |
| Deposits: Noninterest-bearing | RCON6631 | $119.3M |
| Total Equity Capital | RCON3210 | $43.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $43.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $37.5M |
| Other Assets | RCON2160 | $11.1M |
| Surplus | RCON3839 | $5.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.7M |
| Common Stock | RCON3230 | $502K |
| Other Liabilities, Total | RCON2930 | $364K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $76K |
| Accumulated Other Comprehensive Income | RCONB530 | -$8K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Valley Bank of Commerce income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $9.3M |
| Net Interest Income | RIAD4074 | $8.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.3M |
| Net Income (Loss) | RIAD4340 | $5.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.5M |
| Total Noninterest Expense | RIAD4093 | $3.3M |
| Income from Lease Financing Receivables | RIAD4065 | $2.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.2M |
| Salaries and Employee Benefits | RIAD4135 | $1.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.2M |
| Total Interest Expense | RIAD4073 | $1.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $910K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $777K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $777K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $737K |
| Total Noninterest Income | RIAD4079 | $434K |
| Other Noninterest Income | RIADB497 | $305K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $272K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $266K |
| Provision for Loan and Lease Losses | RIAD4230 | $135K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $135K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $128K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $53K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $47K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $43K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $21K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $18K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $15K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $5K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 23 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Valley Bank of Commerce securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $2.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $1.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $994K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $994K |
| Pledged Securities | RCON0416 | $746K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $680K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $680K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $680K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $675K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Valley Bank of Commerce loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $157.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $94.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $60.7M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $46.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $39.0M |
| Commercial and Industrial Loans | RCON1766 | $37.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $23.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $21.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $15.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $15.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $14.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $9.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $7.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $265K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $244K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $93K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $14K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $14K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $9.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $8.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $7.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $953K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $942K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $666K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $349K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $72K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 112 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 43 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 34 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 26 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 20 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Valley Bank of Commerce deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $157.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $156.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $119.3M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $102.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $102.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $80.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $12.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $4.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $3.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $794K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $752K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $654K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $433K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $377K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $8.6M |
| Accrued Interest Receivable | RCONB556 | $1.7M |
| Other Assets | RCON2168 | $473K |
| Prepaid Expenses | RCON2166 | $440K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $249K |
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Valley Bank of Commerce quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $300.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $124.2M |
| Quarterly Average of Total Loans | RCON3360 | $110.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $86.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $48.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $38.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $37.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $33.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $21.9M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $15.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $5.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.1M |
| Mortgage-backed Securities | RCONB559 | $2.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $995K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $455K |
| All Other Securities | RCONB560 | $69K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Valley Bank of Commerce derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $21.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $19.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $6.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $187K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Valley Bank of Commerce memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $800K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · Valley Bank of Commerce past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.5M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $1.1M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $954K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $815K |
| Lease Financing Receivables - Past Due 90 Days or More and Still Accruing | RCON1227 | $811K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $475K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $279K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $197K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $91K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Valley Bank of Commerce other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $300.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $260.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $193.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $66.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $43.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $654K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,023 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 180 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 29 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Valley Bank of Commerce regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Valley Bank of Commerce regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $300.9M |
| Average total consolidated assets | RCOAKW03 | $300.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $186.9M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $45.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $43.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $43.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $43.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $43.5M |
| Retained Earnings | RCOAKW00 | $37.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $6.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$8K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2456 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.233 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.233 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1656 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1447 |
Schedule RC-R, Part II: Risk-Weighted Assets (31 items)
About Schedule RC-R, Part II · Valley Bank of Commerce risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $187.4M |
| Total Risk-weighted Assets | RCONG641 | $186.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $175.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $175.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $165.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $133.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $132.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $132.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $115.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $115.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $112.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $47.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $25.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $23.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $23.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $23.4M |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $20.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $12.7M |
| Total All Other Assets | RCOND981 | $12.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $11.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $9.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $9.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $2.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.9M |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $2.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $994K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $370K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $76K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $43.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $42.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $42.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.3M |
| Other Comprehensive Income | RIADB511 | -$4K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Valley Bank of Commerce charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Valley Bank of Commerce changes in allowances for credit losses trends
Valley Bank of Commerce call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Valley Bank of Commerce call report?
The Valley Bank of Commerce call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Valley Bank of Commerce file?
Valley Bank of Commerce files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Valley Bank of Commerce call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Valley Bank of Commerce has Federal Reserve RSSD ID 481159 and FDIC certificate number 22600. Either one finds its filings on the FFIEC Central Data Repository.
How often does Valley Bank of Commerce file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Valley Bank of Commerce financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22600) · FFIEC NIC profile (RSSD 481159)