Valley National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Risk-weighted assets rose 3.6% in Q2 2026 to $53.16B, the biggest move on this page. Valley National Bank ranks 30th of 37 New Jersey banks on CET1 ratio, in the lower half at 12.28% (Q2 2026). Valley National Bank reported 12.28% on CET1 ratio for Q2 2026, 0.68 points below the 12.96% median for banks in the $10B-100B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.28% |
| Tier 1 risk-based capital ratio | 12.28% |
| Total risk-based capital ratio | 13.34% |
| Tier 1 leverage ratio | 10.25% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.53B |
| Tier 1 capital | $6.53B |
| Total risk-based capital | $7.09B |
| Total equity capital | $8.38B |
| Risk-weighted assets | $53.16B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.66% |
| Tangible equity to tangible assets | 10.04% |
| Equity capital to average assets | 12.78% |
| Internal capital growth rate | 2.65% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $152.7M |
| Common stock surplus | $5.84B |
| Retained earnings | $2.49B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$99.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.84% | 10.84% | 11.59% | 9.07% | $49.87B |
| Q4 2023 | 10.89% | 10.89% | 11.64% | 9.14% | $49.79B |
| Q1 2024 | 10.93% | 10.93% | 11.74% | 9.16% | $49.77B |
| Q2 2024 | 11.15% | 11.15% | 12.06% | 9.15% | $48.94B |
| Q3 2024 | 11.32% | 11.32% | 12.32% | 9.24% | $49.33B |
| Q4 2024 | 12.51% | 12.51% | 13.53% | 9.91% | $48.30B |
| Q1 2025 | 12.63% | 12.63% | 13.74% | 10.31% | $48.67B |
| Q2 2025 | 12.51% | 12.51% | 13.58% | 10.26% | $49.43B |
| Q3 2025 | 12.48% | 12.48% | 13.57% | 10.14% | $49.69B |
| Q4 2025 | 12.46% | 12.46% | 13.54% | 10.27% | $50.54B |
| Q1 2026 | 12.42% | 12.42% | 13.49% | 10.23% | $51.31B |
| Q2 2026 | 12.28% | 12.28% | 13.34% | 10.25% | $53.16B |
Valley National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Valley National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Valley National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9396) · FFIEC NIC profile (RSSD 229801)