Valley National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Valley National Bank of Passaic, NJ against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.35% | -0.26% | 34th below |
| ROAE | 8.64% | 12.35% | -3.71% | 24th bottom |
| Net Interest Margin | 3.27% | 3.68% | -0.41% | 32nd below |
| Efficiency Ratio | 53.02% | 53.82% | -0.80% | 55th above |
| PPNR / Avg Assets | 1.58% | 1.96% | -0.38% | 34th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.44% | 5.57% | -0.13% | 57th above |
| Cost of Funds | 2.36% | 1.99% | +0.37% | 27th below |
| Net Interest Spread | 2.39% | 2.99% | -0.60% | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.24% | 1.05% | +0.19% | 20th bottom |
| NPA / Total Assets | 0.99% | 0.75% | +0.24% | 19th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.17% | 0.36% | -0.19% | 41st below |
| ACL / Total Loans | 1.12% | 1.38% | -0.26% | 44th below |
| ACL / NPLs (Coverage) | 90.92% | 211.99% | -121.07% | 24th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 9.50% | 10.25% | -0.75% | 25th below |
| Provision / NCO | 116.85% | 107.25% | +9.60% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.28% | 14.79% | -2.51% | 34th below |
| Tier 1 Ratio | 12.28% | 14.90% | -2.62% | 32nd below |
| Total Capital Ratio | 13.34% | 16.13% | -2.79% | 25th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.25% | 10.26% | -0.01% | 50th above |
| Equity / Assets | 12.66% | 11.53% | +1.13% | 70th above |
| TCE / Tangible Assets | 10.04% | 9.47% | +0.57% | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.57% | 83.67% | +12.90% | 14th bottom |
| Core Deposit Ratio | 84.85% | 86.80% | -1.95% | 27th below |
| Uninsured Deposit Ratio | 39.75% | 38.93% | +0.82% | 48th below |
| Wholesale Funding Ratio | 3.62% | 5.68% | -2.06% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.71% | 10.16% | -4.45% | 49th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.18% | 10.19% | -4.01% | 51st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.99% | 9.99% | -3.00% | 58th above |
See Valley National Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Valley National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Valley National Bank profile, how to read a UBPR, or how this data updates.