Verimore Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Verimore Bank of Brookfield, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.97% | 1.25% | +0.72% | 84th top |
| ROAE | 17.90% | 12.22% | +5.68% | 79th top |
| Net Interest Margin | 4.43% | 3.95% | +0.48% | 76th top |
| Efficiency Ratio | 52.90% | 63.71% | -10.81% | 75th top |
| PPNR / Avg Assets | 2.05% | — | — | 74th above |
| Yield on Earning Assets | 6.32% | 5.67% | +0.65% | 81st top |
| Cost of Funds | 2.07% | 1.87% | +0.20% | 33rd below |
| Net Interest Spread | 3.73% | — | — | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 0.88% | -0.62% | 60th above |
| NPA / Total Assets | 0.21% | — | — | 59th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 45th below |
| ACL / Total Loans | 1.17% | — | — | 47th below |
| ACL / NPLs (Coverage) | 451.26% | — | — | 68th above |
| Texas Ratio | 1.84% | 5.96% | -4.12% | 59th above |
| Provision / NCO | 2150.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.35% | 17.18% | -3.83% | 32nd below |
| Tier 1 Ratio | 13.35% | 17.21% | -3.86% | 32nd below |
| Total Capital Ratio | 14.55% | — | — | 32nd below |
| Leverage Ratio | 10.62% | 11.75% | -1.13% | 43rd below |
| Equity / Assets | 11.16% | 10.98% | +0.18% | 61st above |
| TCE / Tangible Assets | 10.60% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.73% | 80.44% | +14.29% | 19th bottom |
| Core Deposit Ratio | 92.22% | 86.95% | +5.27% | 69th above |
| Wholesale Funding Ratio | 2.35% | — | — | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 38.73% | — | — | 98th top |
| Loan Growth (Y/Y) | 31.41% | — | — | 97th top |
| Deposit Growth (Y/Y) | 38.12% | — | — | 98th top |
See Verimore Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Verimore Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Verimore Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Verimore Bank peer analysis.