Bank call report · Holdingford, MN
Versabank USA, N.A. Call Report
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Versabank USA, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 188 reported line items, schedule by schedule (854 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1011656 |
| FDIC certificate number | 10160 |
| Total assets | $911.9M |
Official Q2 2026 call report PDF (FFIEC) →
Versabank USA, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Versabank USA, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $911.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $911.9M |
| Total Liabilities and Minority Interest | RCON2948 | $724.3M |
| Total Deposits | RCON2200 | $675.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $675.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $577.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $577.4M |
| Total Equity Capital | RCON3210 | $187.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $187.7M |
| Surplus | RCON3839 | $178.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $153.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $103.9M |
| Held-to-maturity Securities, Total | RCON1754 | $103.9M |
| Interest-bearing Balances | RCON0071 | $54.6M |
| Other Liabilities, Total | RCON2930 | $48.4M |
| Other Assets | RCON2160 | $12.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $8.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Common Stock | RCON3230 | $75K |
| Allowance for Loan and Lease Losses | RCON3123 | $4K |
| Accumulated Other Comprehensive Income | RCONB530 | -$3K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Versabank USA, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $23.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $16.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $16.7M |
| Net Interest Income | RIAD4074 | $11.7M |
| Total Interest Expense | RIAD4073 | $11.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $10.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $7.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.0M |
| Net Income (Loss) | RIAD4340 | $5.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.0M |
| Total Noninterest Expense | RIAD4093 | $4.9M |
| Salaries and Employee Benefits | RIAD4135 | $2.8M |
| Other Interest Income | RIAD4518 | $2.5M |
| Interest on Other Securities | RIAD4060 | $2.2M |
| Applicable Income Taxes | RIAD4302 | $2.0M |
| Other Noninterest Expense | RIAD4092 | $1.6M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $477K |
| Other Interest Expense | RIADGW44 | $383K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $305K |
| Provision for Loan and Lease Losses | RIAD4230 | -$234K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$234K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $65K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $53K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $11K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$11K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $9K |
| Other Noninterest Income | RIADB497 | $8K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $5K |
| Total Noninterest Income | RIAD4079 | $2K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 19 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Versabank USA, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $153.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $153.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $153.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $153.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $148.3M |
| Total (Asset-backed Securities) Amortized Cost - Held to Maturity | RCONC026 | $103.9M |
| Asset-backed Securities: Held-to-maturity-fair Value | RCONC988 | $103.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $103.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $55.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $43.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.9M |
Schedule RC-C, Part I: Loans and Leases (9 items)
About Schedule RC-C, Part I · Versabank USA, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial and Industrial Loans | RCON1766 | $577.4M |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $577.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $390.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $167.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $8.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $7.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $7.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $480.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $79.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $18.0M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 20,407 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 569 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 84 |
Schedule RC-E: Deposit Liabilities (10 items)
About Schedule RC-E · Versabank USA, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $675.8M |
| Total Brokered Deposits | RCON2365 | $675.8M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $675.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $675.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $675.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $319.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $223.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $199.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $132.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $120.3M |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $41.3M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $40.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $4.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.0M |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Versabank USA, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $835.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $595.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $496.9M |
| Quarterly Average of Total Loans | RCON3360 | $496.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $130.7M |
| All Other Securities | RCONB560 | $105.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $93.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $4.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $3.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $64K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $13K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Versabank USA, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3.2M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.2M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $596K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $596K |
| Additions to Nonaccrual Assets | RCONC410 | $15K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (6 items)
About Schedule RC-O · Versabank USA, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $835.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $678.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $678.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $186.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 6,759 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Versabank USA, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $616.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Versabank USA, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $835.7M |
| Average total consolidated assets | RCOAKW03 | $835.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $616.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $187.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $187.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $187.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $187.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $187.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $179.0M |
| Retained Earnings | RCOAKW00 | $8.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4K |
| Tier 2 Capital Before Deductions | RCOAP870 | $4K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.3043 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.3043 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.3043 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2246 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2243 |
Schedule RC-R, Part II: Risk-Weighted Assets (30 items)
About Schedule RC-R, Part II · Versabank USA, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $616.6M |
| Total Risk-weighted Assets | RCONG641 | $616.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $588.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $588.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $588.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $576.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $576.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $188.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $188.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $153.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $153.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $134.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $134.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $103.9M |
| Total Held-to-maturity Securities | RCOND961 | $103.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $59.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $29.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $29.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $26.8M |
| Total All Other Assets | RCOND981 | $18.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $12.1M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $5.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $894K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $596K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $596K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $596K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $596K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $456K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$8K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$4K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $187.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $182.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $182.7M |
| Other Comprehensive Income | RIADB511 | -$12K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Versabank USA, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $58K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $58K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $44K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $44K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Versabank USA, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $252K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $58K |
| Allowance for Loan and Lease Losses | RIAD3123 | $4K |
Versabank USA, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Versabank USA, N.A. call report?
The Versabank USA, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Versabank USA, N.A. file?
Versabank USA, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Versabank USA, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Versabank USA, N.A. has Federal Reserve RSSD ID 1011656 and FDIC certificate number 10160. Either one finds its filings on the FFIEC Central Data Repository.
How often does Versabank USA, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Versabank USA, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 10160) · FFIEC NIC profile (RSSD 1011656)