Bank call report · Saint Louis Park, MN
Visionbank Call Report
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Visionbank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 262 reported line items, schedule by schedule (789 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3357077 |
| FDIC certificate number | 58063 |
| Total assets | $253.9M |
Official Q2 2026 call report PDF (FFIEC) →
Visionbank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Visionbank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $253.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $253.9M |
| Total Liabilities and Minority Interest | RCON2948 | $229.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $224.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $222.9M |
| Total Deposits | RCON2200 | $183.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $173.0M |
| Other Borrowed Money | RCON3190 | $43.9M |
| Total Equity Capital | RCON3210 | $24.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $24.9M |
| Interest-bearing Balances | RCON0071 | $24.8M |
| Surplus | RCON3839 | $24.1M |
| Deposits: Noninterest-bearing | RCON6631 | $10.5M |
| Other Assets | RCON2160 | $3.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.9M |
| Other Liabilities, Total | RCON2930 | $1.5M |
| Other Real Estate Owned | RCON2150 | $1.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $662K |
| Undivided Profits and Capital Reserves | RCON3632 | $653K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $474K |
| Common Stock | RCON3230 | $100K |
Schedule RI: Income Statement (31 items)
About Schedule RI · Visionbank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $8.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $7.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.7M |
| Net Interest Income | RIAD4074 | $4.6M |
| Total Interest Expense | RIAD4073 | $3.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.7M |
| Net Income (Loss) | RIAD4340 | $2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.0M |
| Total Noninterest Expense | RIAD4093 | $1.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.6M |
| Salaries and Employee Benefits | RIAD4135 | $858K |
| Other Interest Expense | RIADGW44 | $793K |
| Other Noninterest Expense | RIAD4092 | $710K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $595K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $553K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $453K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $427K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $275K |
| Applicable Income Taxes | RIAD4302 | $226K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$174K |
| Provision for Loan and Lease Losses | RIAD4230 | -$167K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $148K |
| Interest on Other Securities | RIAD4060 | $94K |
| Total Noninterest Income | RIAD4079 | $38K |
| Other Noninterest Income | RIADB497 | $36K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $6K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 14 |
Schedule RC-C, Part I: Loans and Leases (26 items)
About Schedule RC-C, Part I · Visionbank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $224.7M |
| Pledged Loans and Leases | RCONG378 | $124.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $85.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $67.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $55.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $54.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $53.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $45.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $35.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $33.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $27.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $17.2M |
| Commercial and Industrial Loans | RCON1766 | $16.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $14.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $14.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $9.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $9.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $5.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $2.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $78K |
| Other Loans | RCONJ464 | $31K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $11K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $10.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $4.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $482K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $476K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $430K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $100K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 52 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 37 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 31 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Visionbank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $152.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $98.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $50.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $49.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $44.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $41.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $39.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $34.5M |
| Total Transaction Accounts | RCON2215 | $31.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $31.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $29.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $28.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $27.9M |
| Total Brokered Deposits | RCON2365 | $27.9M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $22.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $19.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $13.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $10.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $7.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $4.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $398K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $980K |
| Dividends Declared But Not Yet Payable | RCON2932 | $529K |
| Operating lease liabilities | RCONLB56 | $451K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $370K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $79K |
| Other Expenses Accrued and Unpaid | RCON3646 | $41K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Visionbank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $249.3M |
| Quarterly Average of Total Loans | RCON3360 | $223.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $158.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $97.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $48.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $36.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $29.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $27.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $22.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $19.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $16.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $93K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Visionbank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $8.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $816K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $557K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $25K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Visionbank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $27.3M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $12.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $12.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $3.5M |
| All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices | RCON5511 | $1.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $625K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · Visionbank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $16.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $6.6M |
| Additions to Nonaccrual Assets | RCONC410 | $4.1M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $2.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.3M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $751K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $528K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $462K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $25K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Visionbank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $249.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $184.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $110.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $66.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $25.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $546K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,740 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 113 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 105 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Visionbank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $199.7M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Visionbank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $249.3M |
| Average total consolidated assets | RCOAKW03 | $249.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $199.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $26.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $24.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $24.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $24.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $24.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $24.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.0M |
| Retained Earnings | RCOAKW00 | $653K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1345 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1247 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1247 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0999 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0545 |
Schedule RC-R, Part II: Risk-Weighted Assets (46 items)
About Schedule RC-R, Part II · Visionbank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $199.7M |
| Total Risk-weighted Assets | RCONG641 | $199.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $167.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $167.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $160.2M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $159.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $150.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $65.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $58.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $58.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $58.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $29.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $27.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $27.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $25.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $25.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $13.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $8.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $8.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $8.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $6.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $6.2M |
| Total All Other Assets | RCOND981 | $5.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.7M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $816K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $816K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $816K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $731K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $487K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $487K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $487K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $487K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $366K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $252K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $217K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $214K |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $155K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $73K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $73K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $63K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $63K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $63K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $25.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $25.1M |
| Total Equity Capital | RIAD3210 | $24.9M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.9M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Visionbank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $120K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $75K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $45K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Visionbank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.9M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$7K |
Visionbank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Visionbank call report?
The Visionbank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Visionbank file?
Visionbank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Visionbank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Visionbank has Federal Reserve RSSD ID 3357077 and FDIC certificate number 58063. Either one finds its filings on the FFIEC Central Data Repository.
How often does Visionbank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Visionbank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 58063) · FFIEC NIC profile (RSSD 3357077)