Walpole Co-Operative Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 28.4% in Q2 2026, from $1.2M to $893K. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.82% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $121.8M |
| Tier 1 capital | $121.8M |
| Total risk-based capital | — |
| Total equity capital | $122.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.98% |
| Tangible equity to tangible assets | 18.98% |
| Equity capital to average assets | 18.96% |
| Internal capital growth rate | 6.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $121.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $893K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.60% | 18.93% | 18.93% |
| Q4 2023 | 19.25% | 19.06% | 19.06% |
| Q1 2024 | 19.00% | 18.53% | 18.53% |
| Q2 2024 | 18.74% | 18.44% | 18.44% |
| Q3 2024 | 18.56% | 18.32% | 18.32% |
| Q4 2024 | 18.13% | 18.17% | 18.17% |
| Q1 2025 | 18.27% | 18.15% | 18.15% |
| Q2 2025 | 18.14% | 18.11% | 18.11% |
| Q3 2025 | 18.42% | 18.55% | 18.55% |
| Q4 2025 | 18.66% | 18.77% | 18.77% |
| Q1 2026 | 18.62% | 18.65% | 18.65% |
| Q2 2026 | 18.82% | 18.98% | 18.98% |
Walpole Co-Operative Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Walpole Co-Operative Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Walpole Co-Operative Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26487) · FFIEC NIC profile (RSSD 63573)